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Fixed Term Savings (web)

Find answers to our most frequently asked questions.

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  • How do I open a Fixed Term Savings account?
  • When my term ends can I start a new one straight away?
  • How much can I save in a Fixed Term Savings account?
  • Is a Fixed Term Savings account right for me?
  • Can I withdraw my money before the end of the term?
  • What happens when the fixed term ends?
  • How is interest calculated?
  • How do I close my Fixed Term Savings account?
  • What happens when my Fixed Term Savings account ends?
  • What’s a Fixed Term Savings holding account?
  • How can I get a Fixed Term ISA?
  • How do I move money from my holding account to another Zopa savings account?
  • Can I withdraw interest each month as income?
  • Can the interest rate change?
  • Where can I find and download my Statement of Account?
  • How do I pay into my fixed term savings account?
  • When do I start earning interest?
  • When does the fixed term start?
  • How do I make a complaint about my Zopa product?
  • If you don't have a branch how do I get help?
  • How safe is my money? What is 'FSCS' protection?
  • What does AER mean?
  • Can I save as a business?
  • Can I open a joint account?
  • What happens if the account holder passes away?
  • Can I set up Power of Attorney on a Zopa account?
  • My tax residency has changed – what should I do?
  • What happens to my money when I save with Zopa?
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Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Bank Limited (10627575) is incorporated in England & Wales and has its registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG.

© Zopa Bank Limited 2025 All rights reserved. 'Zopa' is a trademark of Zopa Bank Limited.

Zopa is a member of Cifas - the UK's leading anti-fraud association, and we are registered with the Office of the Information Commissioner (ZA275984).


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