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Boost your sales with Zopa Consumer Finance

Increase your retail sales with a range of credit solutions from one of the UK's leading consumer lenders.

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Fully regulated credit products

Top-ranking customer experience

Digitally native journeys

Award Winning Credit Solutions

Innovation that drives growth

What sets Zopa Consumer Finance apart?

We're a bank like no other in the UK. We combine over 17 years lending experience with the agile, innovative approach of a cutting edge fintech.

One of the UK's leading digital lenders

With a portfolio of top-ranking consumer lending products, Zopa is one of the largest providers of unsecured personal loans through aggregator channels in the UK as well as being a Top 10 credit card issuer.

Multi-award winning

We provide simple, fair, and transparent financial products that are loved by our customers and are consistently awarded by the industry.

Maximise your sales

Our advanced credit decisioning models and our ability to deliver scale enable us to offer credit to a broad set of consumers.

Industry-leading technology

We're a technology-first business with an ability to make credit decisions on soft search only. Our digital capabilities enable us to deliver optimised customer journeys and conversion rates based on providing credit decisions through a soft search only.

One stop shop for your customers' needs

Our range of finance solutions give customers the confidence they need to make those larger payment decisions.

Interest free credit

Interest free payments for the life of the loan

Interest bearing credit

Credit with equal monthly repayments over a fixed period of time

One stop shop for your business's needs

Whether you're a merchant or a distribution partner we offer a suite of top-ranking, fully regulated credit solutions to suit your specific business needs.

Grow your retail business

Drive revenue with one of the UK's leading digital consumer lenders.

  • Fully regulated, digitally native, award-winning finance solutions

  • Consumer pre-approval abilities combined with advanced underwriting

  • Top-ranking customer experience

Become a distribution partner

Partner with us to leverage our compelling digital lending propositions

  • Unlock growth into new merchants, baskets, and customer segments

  • Fully embedded white labelled solution delivered via APIs into your existing customer journeys

  • Trusted partner that combines scale, agility and excellent service

Interested in partnering with us?

Get in touch with our dedicated team today to find the solution that works for your business.

Get in touch