Get going with a car loan
Get your favourite road trip songs ready. See the rate you could get on a car loan from us in just 3 minutes.
In 2005 we built the first ever peer-to-peer (P2P) lending company to give people access to simpler, better-value loans and investments. Since then we've helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust. In 2020, we started a new chapter in our journey, officially launching Zopa Bank alongside our P2P business. The reason for doing this was simple: to provide even more ways to empower our customers to FeelGood about money.
We've approved over £5 billion in loans.
What makes a car loan with us feel good?
Our car loan rates are often better than the dealerships and among the lowest in the market
A fast, friendly personalised rate that won't affect your credit score
Apply online (no fiddly paperwork in the post)
We approve more than 300 loans each day to people with good credit history
It's easy to pay extra towards your car loan, and we don't charge early repayment fees
Our customer service is award-winning, so you know you’ll get a great service as standard when you need to get in touch
What our customers think
What can you say
Based on 15644 reviewsRead more reviews
We fight for your rights
We led the charge in seeking regulation for the peer-to-peer loans industry to make sure your needs are always put first. Today, it's regulated by the Financial Conduct Authority (FCA).
Three-step guide to buying a car
New vs used? Dealer vs private sale? Could the real running costs come as a shock? There's a lot to consider when you buy a car. Our free guide gives you the lowdown.See the guide
British Bank Awards
Best Personal Loan Provider
For the fourth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. We were also highly commended in the Best Alternative Finance Product category. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers and their genuine opinions. We’re hugely proud of winning this award again, so thank you to everyone that voted for us!See our awards
People often ask us