Statements of Compliance with Article 96 of the Capital Requirements Directive IV

Zopa Bank’s remuneration policy is aligned to the Financial Conduct Authority Remuneration Code and the Remuneration Part of the Prudential Regulation Authority Rulebook (the “Rem Rules”) and complies with the key principles outlined in the Rem Rules. This means that the remuneration structure (which is reviewed annually) supports Zopa’s business strategy and its long term interests, promotes effective risk management and has transparent governance.