Welcome to FeelGood Money^®

Loans that are simple and stress-freeSee your rates

A credit card built to put you in controlLet's go

Smart Saver for flexible savings potsStart saving

Fixed Term Savings with 1 - 5 year termsSave with Zopa

"Straight forward application process, very clear and easy to understand, no hidden costs, excellent customer service."

Get Zopa on the go

We’ve built an app to help make managing your money stress-free. Keep on top of your loan, credit card or savings, know your credit score and more.

Check your credit score and how to borrow at your best rate with Borrowing Power.

See your Zopa loan, credit card or savings instantly, with Touch ID and Face ID

Apply for a Zopa loan in minutes with no fees or paperwork

Speak to helpful humans on live chat

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The FeelGood Money^® company

When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.

We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.

Learn more about us

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What our customers think

Excellent assistance and serviceExcellent assistance and service. No hassle at all
David McAllisterabout 21 hours ago
A Fantastic ServiceI applied for a loan on Friday on a hunch. On Monday, I received the money to my bank account. And their team works week ends!
Robert de Casares10 minutes ago
Super quick serviceReally quick apply, quick transfer and easy servicing through the app.
Matthew Wright22 minutes ago
HappyFast.. efficient and friendly what else is there to say.. would definitely recommend
Lesley26 minutes ago
Saved my butt and it's excellent that…Saved my butt and it's excellent that you have the option to repay early without fees.
Lewis Serexabout 14 hours ago
An excellent serviceAn excellent service. Very flexible; very helpful.
Mr. Gordon Morrisabout 15 hours ago
I found Zopa easy to talk toI found Zopa did and was always Excellent in how they dealt with myself, Thank you Zopa Hope to do business with you again some time 10/10
Mark Evansabout 17 hours ago
Zopa have been terrific!Zopa have, without question, been the best financial company that I have ever had any dealings with. They are very professional and everything was always handled quickly and without any drama or fuss. I have no hesitation in recommending them.
Lorienabout 17 hours ago
Great ratesGreat rates, easy to chat with advisor, quick and easy to get approval and transfer within 10 mins to account, email confirmation of everything, no charges for early repayment. They do what they say they will! Thank you.
val macleodabout 19 hours ago
An honest and reliable companyI have found Zopa to be not only helpful but effective and efficient..... I would be happy to use them again.
George Gayabout 20 hours ago
Absolutely great from start to finishAbsolutely great from start to finish No issues. Money into my account in a couple of days. No issues at any point Highly recommend
Jamie Harriesabout 20 hours ago
ExcellentExcellent! Simple and efficient :-)
Nigel Bakewellabout 20 hours ago
Excellent assistance and serviceExcellent assistance and service. No hassle at all
David McAllisterabout 21 hours ago
A Fantastic ServiceI applied for a loan on Friday on a hunch. On Monday, I received the money to my bank account. And their team works week ends!
Robert de Casares10 minutes ago

Based on 17740 reviews

British Bank Awards

British Bank Awards 2021

For the fifth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. And, for the very first time, we were recognised as Best Credit Card Provider. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers. We’re hugely proud of winning these awards, so thank you to everyone that voted for us!

See our awards