Say hello to a new kind of credit card
Get real control for your spending
Representative APR 34.9%
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"Straight forward application process, very clear and easy to understand, no hidden costs, excellent customer service."
Get Zopa on the go
We’ve built an app to help make managing your money stress-free. Keep on top of your loan or investment, know your credit score, and more.
Check your credit score and how to borrow at your best rate with Borrowing Power. Representative 17% APR
See your existing Zopa loans and investments instantly, with Touch ID and Face ID
Apply for a Zopa loan in minutes with no fees or paperwork
Speak to helpful humans on live chat
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The FeelGood Money® company
When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.
We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.
Learn more about us
What our customers think
Competitive car loan
I have had 2 car loans
Easy to manage overpayments etc.
Excellent Service and low interest…
Based on 14960 reviews
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British Bank Awards
Best Personal Loan Provider
For the fourth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. We were also highly commended in the Best Alternative Finance Product category. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers and their genuine opinions. We’re hugely proud of winning this award again, so thank you to everyone that voted for us!
See our awardsWhat we’ve been up to
Intel, updates, company news and beyond, the Zopa blog has the latest.
How to stay safe from credit card fraud – the admin
Being aware of credit card fraud when you’re out spending is important, but there are also lots of things you…
How to stay safe from credit card fraud – spending out and about
Knowing how to look out for your credit card – and your identity – should be high on your to-do…
5 ways to strengthen your spending control
Need to strengthen your financial control? Here’s 5 things you can do to stop yourself hitting ‘pay now’, from psychologist…
