Welcome to FeelGood Money^®

Loans that are simple and stress-freeSee your rates

A credit card built to put you in controlLet's go

Smart Saver for flexible savings potsStart saving

Fixed Term Savings with 1 - 5 year termsSave with Zopa

"Straight forward application process, very clear and easy to understand, no hidden costs, excellent customer service."

Get Zopa on the go

We’ve built an app to help make managing your money stress-free. Keep on top of your loan, credit card or savings, know your credit score and more.

Check your credit score and how to borrow at your best rate with Borrowing Power.

See your Zopa loan, credit card or savings instantly, with Touch ID and Face ID

Apply for a Zopa loan in minutes with no fees or paperwork

Speak to helpful humans on live chat

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The FeelGood Money^® company

When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.

We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.

Learn more about us

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What our customers think

Excellent service easy to manage and no…Excellent service easy to manage and no penalties for paying off early.
customer4 days ago
A quick and easy processA quick and easy process, this is the 3rd loan ive had with them,and the money in my bank within half hour of approval, thankyou Zopa from a regular customer.
Michael Soulabout 13 hours ago
Very nice company to get a loan fromVery nice company to get a loan from. If you have any issues making payments they will do everything they can to help you. They also have their own app so if you wish to amend or make extra payments it’s very simple. I would definitely use again!
Emily Charlotteabout 14 hours ago
Happy to bank with you ..Happy to bank with you ... Thank you ZOPA
Joel Peter Fernandesabout 18 hours ago
Very efficient and customer focused…Very efficient and customer focused business, they always have competitive rates, I have used them before and will continue to in future. The App is also great and easy to use
carlabout 19 hours ago
Nothing but good things to say reallyNothing but good things to say really. Iv had a couple of loans for home extension and to repay off exsisting loans. Iv had zero problems with all my applications. Quick and easy good interest rates too. Highly recommended.
Jamieabout 20 hours ago
Top company.Top company. App and service very good Interest rate extremely competitive No early repayment fee Definite go-to company
JDSabout 23 hours ago
Totally recommendedEasy process,great rates and regular updates. Recommended.
Gary2 days ago
Happy customerGood experience so far.No problems using Android app.Competitive rates for saving account,easy fast process to apply for credit card.Nice feature for checking credit score in app called Borrowing power.
georgen2 days ago
A no pressure loan company.A no pressure loan company. Very fast always keep you up to date. Their App is excellent. Would use them again. Early payment no problems.
John Bennett2 days ago
This company is amazing 👏 helped me…This company is amazing 👏 helped me so much throughout hard time. ... light at the end of th tunnel all thanks to ZOPA x
Davy Jones3 days ago
Easy to useEasy to use, very helpful, great offers.
Kathryn Cook3 days ago
Excellent service easy to manage and no…Excellent service easy to manage and no penalties for paying off early.
customer4 days ago
A quick and easy processA quick and easy process, this is the 3rd loan ive had with them,and the money in my bank within half hour of approval, thankyou Zopa from a regular customer.
Michael Soulabout 13 hours ago

Based on 17314 reviews

British Bank Awards

British Bank Awards 2021

For the fifth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. And, for the very first time, we were recognised as Best Credit Card Provider. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers. We’re hugely proud of winning these awards, so thank you to everyone that voted for us!

See our awards