Welcome to FeelGood Money^®

Loans that are simple and stress-freeSee your rates

A credit card built to put you in controlLet's go

Smart Saver for flexible savings potsStart saving

Fixed Term Savings with 1 - 5 year termsSave with Zopa

"Straight forward application process, very clear and easy to understand, no hidden costs, excellent customer service."

Get Zopa on the go

We’ve built an app to help make managing your money stress-free. Keep on top of your loan, credit card or savings, know your credit score and more.

Check your credit score and how to borrow at your best rate with Borrowing Power.

See your Zopa loan, credit card or savings instantly, with Touch ID and Face ID

Apply for a Zopa loan in minutes with no fees or paperwork

Speak to helpful humans on live chat

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The FeelGood Money^® company

When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.

We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.

Learn more about us

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What our customers think

Really easy to deal with and a very…Really easy to deal with and a very efficient service Good rates too 👍
darren about 20 hours ago
Value for moneyValue for money best apr good product cancelled all my other cards will be keeping this one as my only one
Markabout 7 hours ago
Great, clear and easySecond time I have used zopa and can't find fault, clear, easy and updated regularly. Would definitely use zopa again
adeleabout 10 hours ago
Highly recommendGood rates. App is user friendly and clear. Refreshingly straightforward, the way modern banking should be.
Mr Douglas Morrisonabout 10 hours ago
Easy sailing all the wayEasy sailing all the way, straight forward when pay off early. App really easy to navigate, all in all a great company to deal with, would recommend
Kim Gillabout 10 hours ago
No problemsGood deals, good offers.
tony thomasabout 11 hours ago
Great Companyvery easy to communicate with. Smooth change over for early pay.
Jon Stevensabout 13 hours ago
Easy to contact and quick to respondEasy to contact and quick to respond
Mrs Emma Griffithsabout 13 hours ago
thank you it was just the ticketthank you it was just the ticket
david mulhollandabout 14 hours ago
UncomplicatedUncomplicated, stress free and highly recommended. Very helpful, no matter what the question or query.
Kev Kellyabout 14 hours ago
Great company great serviceExcellent service. Ver easy to do. Paid the loan early. No interest all good. Very happy.
Robert Hampshireabout 15 hours ago
Brilliant uncomplicated stress freeBrilliant uncomplicated stress free, hassle free lending. Everything worked perfectly
TheGarethnabout 17 hours ago
Really easy to deal with and a very…Really easy to deal with and a very efficient service Good rates too 👍
darren about 20 hours ago
Value for moneyValue for money best apr good product cancelled all my other cards will be keeping this one as my only one
Markabout 7 hours ago

Based on 18122 reviews

British Bank Awards

British Bank Awards 2021

For the fifth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. And, for the very first time, we were recognised as Best Credit Card Provider. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers. We’re hugely proud of winning these awards, so thank you to everyone that voted for us!

See our awards