skip to main content
Smiling woman with hands up, wearing an oversized denim shirt

The FeelGood Money® company

Making money fairer, simpler and easier for everyone.

TrustPilot LogoAn illustration of the Trust Pilot LogoTrustPilot Five star ratingAn illustration of five stars

Loans

Personal loans from £1,000 to £25,000.See your rates

Investments & ISAs

Invest in personal loans with peer-to-peer lending.Invest with Zopa

Get Zopa on the go

We’ve built an app to help make managing your money stress-free. Keep on top of your loan or investment, know your credit score, and more.

Check your credit score and how to borrow at your best rate with Borrowing Power representative 17% APR

See your existing Zopa loans and investments instantly, with Touch ID and Face ID

Apply for a Zopa loan in minutes with no fees or paperwork

Speak to helpful humans on live chat

Featured in
  • The Financial Times Logo
  • British Broadcasting Corporation Logo
  • The Times Logo
  • MSE Logo

The FeelGood Money® company

When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.

We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.

Learn more about us
Smiling woman with hands up, wearing an oversized denim shirt

What our customers think

TrustPilot Five star ratingAn illustration of five stars
excellent company
A W Neville
TrustPilot Five star ratingAn illustration of five stars
Excellent Service.
mark mccarrick
TrustPilot Five star ratingAn illustration of five stars
Great rates
Damien J Mosedale
TrustPilot Five star ratingAn illustration of five stars
Can’t fault this service
Kirsty Louise Wilcock
TrustPilot LogoAn illustration of the Trust Pilot LogoTrustPilot Five star ratingAn illustration of five stars

Based on 14355 reviews

Read more reviews

British Bank Awards Winner

Best Personal Loan Provider

For the fourth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. We were also highly commended in the Best Alternative Finance Product category. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers and their genuine opinions. We’re hugely proud of winning this award again, so thank you to everyone that voted for us!

See our awards

From our blog

Staying safe online in the time of Coronavirus

Many of us are spending more time online than ever, so here’s five things yo be aware of to make…

Read article

Planning your wedding at home: the virtual search

With the usual venue hunting, dress-shopping and cake-tasting off the menu, we asked wedding planner Lauren Goodman of Bluebird Creative for an…

Read article

Planning your wedding: building your budget

With the usual venue hunting, dress-shopping and cake-tasting off the menu, we asked wedding planner Lauren Goodman of Bluebird Creative for an…

Read article
Young Girl on a mans shoulders celebrating

"Thanks to its clever use of technology – including an initial 'soft' credit check that does not impact on someone’s credit rating – Zopa is able to offer pre-approval for up to 65 per cent of applicants, in as little as 12 seconds. In a market where lending approval can take days, that’s an important advantage."

The Times Logo