Welcome to FeelGood Money®

Clipping swoosh
Clipping swoosh
Primary Colored swoosh
Loans that are simple and stress-freeSee your rates
A credit card built to put you in controlLet's go
Smart Saver for flexible savings potsStart saving
Fixed Term Savings with 1 - 5 year termsSave with Zopa
"Straight forward application process, very clear and easy to understand, no hidden costs, excellent customer service."
TrustPilot LogoAn illustration of the Trust Pilot LogoTrustPilot Five star ratingAn illustration of five stars

Get Zopa on the go

We’ve built an app to help make managing your money stress-free. Keep on top of your loan, credit card or savings, know your credit score and more.

Check your credit score and how to borrow at your best rate with Borrowing Power.

See your Zopa loan, credit card or savings instantly, with Touch ID and Face ID

Apply for a Zopa loan in minutes with no fees or paperwork

Speak to helpful humans on live chat

Featured in

  • The Financial Times Logo
  • British Broadcasting Corporation Logo
  • The Times Logo
  • MSE Logo

The FeelGood Money® company

When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.

We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.

Learn more about us
Smiling woman with hands up, wearing an oversized denim shirt

What our customers think

TrustPilot LogoAn illustration of the Trust Pilot LogoTrustPilot Five star ratingAn illustration of five stars

Based on 19253 reviews

Read more reviews

British Bank Awards

British Bank Awards 2021

For the fifth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. And, for the very first time, we were recognised as Best Credit Card Provider. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers. We’re hugely proud of winning these awards, so thank you to everyone that voted for us!

See our awards

What we’ve been up to

Intel, updates, company news and beyond, the Zopa blog has the latest.

Diversity at Zopa: Introducing the D&I charter

Zopa bank employs an exceptional team of passionate, talented people. We always strive to provide a fair and inclusive working…

6 min •

22 fintechs have now joined the 2025 Fintech Pledge

Ten more companies have joined the 2025 Fintech Pledge (pledge2025.org) that was launched in September to help tackle the UK’s…

2 min •

Zopa Bank moves car purchasing online with industry-first PCP offering on digital channels

Buying a car is a dream for a lot of people, and from today Zopa Bank will make that journey easier for customers, becoming the…

2 min •
Young Girl on a mans shoulders celebrating

"Thanks to its clever use of technology – including an initial 'soft' credit check that does not impact on someone’s credit rating – Zopa is able to offer pre-approval for up to 65 per cent of applicants, in as little as 12 seconds. In a market where lending approval can take days, that’s an important advantage."

The Times Logo