Welcome to FeelGood Money®

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Loans that are simple and stress-freeSee your rates
A credit card built to put you in controlLet's go
Savings accounts that are safe & simpleSave with Zopa
Car finance to get you movingSee your rates
"Straight forward application process, very clear and easy to understand, no hidden costs, excellent customer service."
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Get Zopa on the go

We’ve built an app to help make managing your money stress-free. Keep on top of your loan or investment, know your credit score, and more.

Check your credit score and how to borrow at your best rate with Borrowing Power.

See your existing Zopa loans and investments instantly, with Touch ID and Face ID

Apply for a Zopa loan in minutes with no fees or paperwork

Speak to helpful humans on live chat

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The FeelGood Money® company

When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.

We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.

Learn more about us
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What our customers think

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Excellent in every way.
Andrew Staton
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Good communication at all stages
MIHAI JOITA
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Easy to use
James Quilty
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Got a loan great and easy to set up
Ric Bills
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Based on 16695 reviews

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British Bank Awards

British Bank Awards 2021

For the fifth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. And, for the very first time, we were recognised as Best Credit Card Provider. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers. We’re hugely proud of winning these awards, so thank you to everyone that voted for us!

See our awards

What we’ve been up to

Intel, updates, company news and beyond, the Zopa blog has the latest.

Give your home an Insta worthy festive update on a budget

How one Instagrammer, @this_e17_life gives her home a festive makeover without breaking the bank!

5 min •

Zopa days out: A winter’s day out in Edinburgh

Wrap up warm for a snug and sustainable day out in Edinburgh

4 min •

The Cost of Being Eco: How to make your festive feast more eco-friendly

Tips to bring down the cost of your festive lunch.

4 min •
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"Thanks to its clever use of technology – including an initial 'soft' credit check that does not impact on someone’s credit rating – Zopa is able to offer pre-approval for up to 65 per cent of applicants, in as little as 12 seconds. In a market where lending approval can take days, that’s an important advantage."

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