Welcome to Zopa
Better banking all round
Effortless products. Great value. Unlock it all in our award-winning app, including Biscuit, a bank account for people who like generous banking.
Download the app
Biscuit by Zopa
A free-to-open bank account with cashback and interest.
Download the appExplore our bank accountWelcome to award-winning banking
When our customers are happy, we are too and it’s nice to be recognised.
Better banking, all from our app
We’ve built an app to help make managing your money stress-free.
See your credit score and what you could borrow with Borrowing Power.
Instant access to your bank account, loans, credit card or savings.
Apply for a Zopa loan in minutes with no fees or paperwork.
Speak to a real person on live chat or phone, Monday to Saturday.
Your money’s protected
Your eligible deposits, meaning the money you hold with Zopa, are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. Any money you hold above this limit is unlikely to be covered.
Please ask for further information or visit www.fscs.org.uk.
Trusted by over 1.4 million Zopa customers
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We've been lending since 2005 and already offer award-winning credit cards, personal loans and savings accounts.
What we’ve been up to
Intel, updates, company news and beyond, the Zopa blog has the latest.
Zopa Bank expands to Manchester with new regional office
Zopa Bank has announced the opening of a new office in central Manchester.
Zopa launches Biscuit — an account built for everyday spending and saving
Today, we are thrilled to launch our new bank account: Biscuit, marking Zopa Bank’s official entry into the UK current account market.
What is a current account?
Learn what a current account is, how it works, and why you might want to open a current account with Zopa. Simple, secure and built for modern banking.
