"Straight forward application process, very clear and easy to understand, no hidden costs, excellent customer service."
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We’ve built an app to help make managing your money stress-free. Keep on top of your loan or investment, know your credit score, and more.
Check your credit score and how to borrow at your best rate with Borrowing Power. Representative 17% APR
See your existing Zopa loans and investments instantly, with Touch ID and Face ID
Apply for a Zopa loan in minutes with no fees or paperwork
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The FeelGood Money® company
When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.
We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.
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What our customers think
Excellent experience with Zopa
I like Zopa
Smooth and transparent…
Good Alternative to Banks
Based on 14609 reviews
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British Bank Awards
Best Personal Loan Provider
For the fourth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. We were also highly commended in the Best Alternative Finance Product category. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers and their genuine opinions. We’re hugely proud of winning this award again, so thank you to everyone that voted for us!
See our awardsWhat we’ve been up to
Intel, updates, company news and beyond, the Zopa blog has the latest.
Payment arrangements: should you take one and what happens next
Our real money correspondent, Laura Whateley explains what you should consider when taking on or extending a payment arrangement The…
How we have meaningful real money stories with our customers
At Zopa we use in-depth customer interviews to help us understand how we can really help people with their finances.…
Real Money: Flexible furlough and your rights
Our personal finances have changed a lot in the last few months so we’ve asked Laura Whateley, our Real Money…
