"Straight forward application process, very clear and easy to understand, no hidden costs, excellent customer service."
Get Zopa on the go
We’ve built an app to help make managing your money stress-free. Keep on top of your loan or investment, know your credit score, and more.
Check your credit score and how to borrow at your best rate with Borrowing Power. Representative 17% APR
See your existing Zopa loans and investments instantly, with Touch ID and Face ID
Apply for a Zopa loan in minutes with no fees or paperwork
Speak to helpful humans on live chat
Featured in
The FeelGood Money® company
When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.
We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.
Learn more about us
What our customers think
Just completed my 4th loan with Zopa
Very reasonable rates,cant believe how…
Easy to apply and good app
Very easy to apply instant decision and…
Based on 14852 reviews
Read more reviews
British Bank Awards
Best Personal Loan Provider
For the fourth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. We were also highly commended in the Best Alternative Finance Product category. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers and their genuine opinions. We’re hugely proud of winning this award again, so thank you to everyone that voted for us!
See our awardsWhat we’ve been up to
Intel, updates, company news and beyond, the Zopa blog has the latest.
How two-factor authentication keeps you safer online
You have a password on our online accounts for the same reason you have a lock on your front door – so that only people with the right key can enter. But this…
Gender diversity at Zopa
A balanced and diverse workforce is important to Zopa. We strongly believe in creating a fair and inclusive working environment across race, ethnicity, sexual orientation, class,…
What the winter economy plan means for your finances
The chancellor has unveiled his support package to get us through the winter months. Money expert Laura Whateley explains what…
