Welcome to FeelGood Money^®

Loans that are simple and stress-freeSee your rates

A credit card built to put you in controlLet's go

Smart Saver for flexible savings potsStart saving

Fixed Term Savings with 1 - 5 year termsSave with Zopa

"Straight forward application process, very clear and easy to understand, no hidden costs, excellent customer service."

Get Zopa on the go

We’ve built an app to help make managing your money stress-free. Keep on top of your loan, credit card or savings, know your credit score and more.

Check your credit score and how to borrow at your best rate with Borrowing Power.

See your Zopa loan, credit card or savings instantly, with Touch ID and Face ID

Apply for a Zopa loan in minutes with no fees or paperwork

Speak to helpful humans on live chat

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The FeelGood Money^® company

When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.

We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.

Learn more about us

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What our customers think

A***Excellent to use! They came to my attention via CreditKarma who recommended then as a loan company, the application was simple and straightforward, jargon was explained and the app was brilliant for monitoring my payment schedule. I will definitely use you again if I need to take a loan out! Thank you!
Jo M1 day ago
Loans made easy ..app is easy to…Loans made easy ..app is easy to navigate and use
matthew holmesabout 10 hours ago
Quick transferQuick transfer, good communication
Jennifer Feneleyabout 13 hours ago
Easy to manage, low interest rate loansI've had 2 separate loans with Zopa, both have been easy to arrange and manage, with low interest rates. Would use them again if I needed a loan. Highly recommended.
Frustrated Customer about 13 hours ago
Very happy with this service!Very happy with this service from start to finish!
Marty Stalkerabout 14 hours ago
ZOPA is well worth itQuick responses all done online so not subject to human (lack of knowledge) error. Paid off my loan early without hassle. Online transactions updated promptly within working hours.
BENEDICTA ODIMAYOabout 15 hours ago
Never had any problem getting loans and…Never had any problem getting loans and it straight forward to apply online. All the members of the team were excellent in dealing my cases. They all are very very helpful and supportive at all times. I would have no hesitation to recommend my friends and families to apply for any loans from ZOPA. Thanks again for all the your help. BIG thank you to all the team members at Zopa.👍🏻👍🏻❤️❤️
Mahbube Karimabout 15 hours ago
Very easy and friendly company to deal…Very easy and friendly company to deal with. A very happy customer 😊
Mr Brian Yatesabout 21 hours ago
A fantastic user friendly and efficient…A fantastic user friendly and efficient service received . Will definitely use again
Mrs kangabout 22 hours ago
Professional and HelpfulThe company were kind and supportive throughout the loan. Easy to use site. Thank you Zopa.
John Lightowler1 day ago
Really quick and easyReally quick and easy. Was accepted for a loan of £4000+ straight away, when I was rejected by other companies. Paid back early which again was stress free and easy. Interest rate okay, not the highest I've seen, not the lowest. Would definitely use again due to the ease and efficiency.
owen lash1 day ago
Great websiteGreat website, easy and clear with no confusion about where you stand.
Callum1 day ago
A***Excellent to use! They came to my attention via CreditKarma who recommended then as a loan company, the application was simple and straightforward, jargon was explained and the app was brilliant for monitoring my payment schedule. I will definitely use you again if I need to take a loan out! Thank you!
Jo M1 day ago
Loans made easy ..app is easy to…Loans made easy ..app is easy to navigate and use
matthew holmesabout 10 hours ago

Based on 19253 reviews

British Bank Awards

British Bank Awards 2021

For the fifth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. And, for the very first time, we were recognised as Best Credit Card Provider. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers. We’re hugely proud of winning these awards, so thank you to everyone that voted for us!

See our awards