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Introducing Zopa's Smart Saver.
Boost your savings now.
"Straight forward application process, very clear and easy to understand, no hidden costs, excellent customer service."
Get Zopa on the go
We’ve built an app to help make managing your money stress-free. Keep on top of your loan, credit card or savings, know your credit score and more.
Check your credit score and how to borrow at your best rate with Borrowing Power.
See your Zopa loan, credit card or savings instantly, with Touch ID and Face ID
Apply for a Zopa loan in minutes with no fees or paperwork
Speak to helpful humans on live chat
Featured in
The FeelGood Money® company
When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.
We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.
Learn more about us
What our customers think
This is the second time I’ve used Zopa…
This was the quickest application
Great company
For me was everything good
Based on 17099 reviews
Read more reviews
British Bank Awards
British Bank Awards 2021
For the fifth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. And, for the very first time, we were recognised as Best Credit Card Provider. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers. We’re hugely proud of winning these awards, so thank you to everyone that voted for us!
See our awardsWhat we’ve been up to
Intel, updates, company news and beyond, the Zopa blog has the latest.
Managing debt: How to take control of your finances
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Join the Smart Saver Mission
Are you ready to start your Smart Saver Mission? This 12-week challenge will take you through a series of mini-missions to reach…
