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Welcome to FeelGood Money®

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Loans that are simple and stress-freeSee your rates
A credit card built to put you in controlLet's go
Savings accounts that are safe & simpleSave with Zopa
Car finance to get you movingSee your rates
"Straight forward application process, very clear and easy to understand, no hidden costs, excellent customer service."
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Get Zopa on the go

We’ve built an app to help make managing your money stress-free. Keep on top of your loan or investment, know your credit score, and more.

Check your credit score and how to borrow at your best rate with Borrowing Power.

See your existing Zopa loans and investments instantly, with Touch ID and Face ID

Apply for a Zopa loan in minutes with no fees or paperwork

Speak to helpful humans on live chat

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The FeelGood Money® company

When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.

We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.

Learn more about us
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What our customers think

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ZOPA are the best option
Stephen Allen
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Zopa helped me when I needed it.
Terry
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Everything is straightforward with…
Jez Currin
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Fast easy to use service and no hidden…
Jack
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Based on 16390 reviews

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British Bank Awards

British Bank Awards 2021

For the fifth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. And, for the very first time, we were recognised as Best Credit Card Provider. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers. We’re hugely proud of winning these awards, so thank you to everyone that voted for us!

See our awards

What we’ve been up to

Intel, updates, company news and beyond, the Zopa blog has the latest.

More than 4 out of 10 UK consumers would use Open Banking to unlock faster loan approvals and better rates from their banks

New research from digital bank Zopa finds that a large swathe of UK consumers would use Open Banking to get better, easier, or…

Tamsin O'NeillinInside Zopa

The new energy price cap: why it’s time to consider switching

Being on top of your energy bills can mean £100s more in your bank account each year. This blog explains some of the…

Zopa BloggerinYour money

Zopa days out: A local’s guide to Blackpool

Blackpool local Mat Spade gives us a tour of his hometown that will leave you looking at this well-known destination a bit…

Guest bloggerinYour money
More from the blog
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"Thanks to its clever use of technology – including an initial 'soft' credit check that does not impact on someone’s credit rating – Zopa is able to offer pre-approval for up to 65 per cent of applicants, in as little as 12 seconds. In a market where lending approval can take days, that’s an important advantage."

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