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Young man, feeling good and smiling enthusiastically, next to the Zopa app and credit card
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A Credit Card that puts you in control

  • A simple app to make managing money easy
  • Get instant payment notifications and real-time balance updates
  • Safe and secure - instantly freeze your card in the app

Make sure you’re one of the first to get it by signing up below and we’ll let you know as soon as you can apply.

Rates from 9.9%, Representative example: 34.9% representative APR variable based on an assumed credit limit of £1200. 34.9% p.a. variable purchase rate.

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Zopa "Z"

Manage your card effortlessly

Our simple app makes managing your money easy. See your PIN, statements, spends and much more, all on the go.

Spending at your fingertips

Stay in control with instant payment notifications and real-time balance updates.

Safe and secure

Instantly freeze your card in the app if you notice anything unusual.

Why choose a Zopa Credit Card?

Manage your PIN

They’re easy to forget, so we’ve made it simple to view it in the app.

Shop with confidence

Combat fraud by instantly freezing your card if you spot an unusual transaction.

Easy payments

Set up automatic monthly payments easily in the app.

Helpful humans on hand

Our award-winning customer service team is on hand if you need them.

No fees abroad

You might not be going far just now, but next time you do, we won’t charge you any fees.

What our customers say

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Great service
Christopher Mills
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A********* RATING
Mrs Bishop
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Very efficient
Bartholomew K
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Great experience
Richard Hayden
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Based on 14431 reviews

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British Bank Awards Winner

Best Personal Loan Provider

For the fourth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. We were also highly commended in the Best Alternative Finance Product category. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers and their genuine opinions. We’re hugely proud of winning this award again, so thank you to everyone that voted for us!

See our awards
Coming soon

A Credit Card that puts you in control

  • A simple app to make managing money easy
  • Get instant payment notifications and real-time balance updates
  • Safe and secure – instantly freeze your card in the app

Rates from 9.9%, Representative example: 34.9% representative APR variable based on an assumed credit limit of £1200. 34.9% p.a. variable purchase rate.