Introducing Borrowing Power
A tool to help you improve your Zopa eligibility and credit score
Download our App to get started
It’s free and won’t affect your credit score
Understand your Zopa rates
Know exactly what you could borrow from us -- and why, with no impact on your credit score.
Improve your credit score
Feel in control of your financial health with personalised actions on how to improve it each month.
Get personalised offers
Apply for the Zopa loans you're already approved for. Loans 17.9% representative APR.
To calculate your rating, we’ve partnered with Equifax.
We're proud to do things differently
A fair deal as standard
There are no catches, like charges for settling your loan early. Our products are built so that we win when you win.
Managing your money is no sweat
With handy tools to help you get stuff done and helpful people to talk to when you need to.
We listen to what you want
We are built for the future so we can evolve as quickly as possible, using the latest tech to give you the best possible experience.