Introducing Borrowing Power
Our simple 1-10 rating that shows exactly what you could borrow, and at what rate, from Zopa. Representative 15.4% APR.
Download our App to discover your Borrowing Power
Checking your borrowing power won’t affect your credit score
See what powers your rating
Learn exactly what makes up your Borrowing Power rating, including your credit score and history – and see how you’re doing on each.
Power up with tailored tips
Feel confident you're making the right moves with your personalised list of specific actions and things to avoid.
Unlock your best rates
See the Zopa loans you're already approved for, as well as the loan rates that you could unlock with an improved rating. Representative 15.4% APR.
To calculate your rating, we’ve partnered with Equifax.
We're proud to do things differently
A fair deal as standard
There are no catches, like charges for settling your loan early. Our products are built so that we win when you win.
Managing your money is no sweat
With handy tools to help you get stuff done and helpful people to talk to when you need to.
We listen to what you want
We’re are built for the future so we can evolve as quickly as possible, using the latest tech to give you the best possible experience.