Simple loans.
Smart investments.

We believe a loan should be there to help you, not hold you back.

And an investment should be rewarding, but also ethical.

We're shaping the future of finance by offering competitive rates, flexible and intuitive products and award-winning customer service.

We exist to make money simple and fair for everyone – to enable people to do more with their money and take control of their finances.

More about us

  • Investors and borrowers have trusted us since 2005
  • We have over 200 Zopians working in our London Bridge office
  • We've lent more than £2.87 billion to UK consumers
  • Over the last 12 months we lent over £800 million
  • Over 60,000 active individual investors (average amount lent: £13,000)
  • Over 277,000 borrowers approved (borrowing on average £6,600)
  • We also have a select group of institutional partners

Board members & backers

We are proud to have a breadth of businesses and technology experience represented on our board and within our backer group.

See board and backers

We're proud to be a founding member of the Peer-to-Peer Finance Association (P2PFA). We sought and won Financial Conduct Authority (FCA) regulation for our industry. Our FCA firm registration number is 718925.

We're here to help

And we've just extended our opening hours: Monday to Thursday (8am to 8pm), and Friday (8am to 5pm).

Holiday opening hours:

December 25th to 26th: Closed
December 27th to 29th: 9am to 5:30pm
January 1st: Closed

Email: contactus@zopa.com

Telephone: 020 7580 6060 for loans

Telephone: 020 7291 8331 for investments

We can't take applications over the phone. UK residents only. Calls may be monitored or recorded.