Earn 7.10% AER on your regular savings
Exclusively available to Biscuit current account customers.
Award-winning savings trusted by thousands of customers
Open a Biscuit current account in the Zopa app to get access to your 7.10% AER Regular Saver – it only takes a few minutes.
Rated Excellent based on 30,000+ reviews
*AER stands for 'annual equivalent rate'. We pay you interest on a monthly basis, but AER shows you the rate you’d get if this monthly interest was compounded and paid once a year instead. We provide an AER to make it easier for you to compare our rates with other providers.
**We pay gross interest, which means nothing is deducted for tax.
Grow your money more with Regular Saver
Earn up to £137 a year when you deposit the maximum amount every month.
Easy access to your money when needed so your savings stay flexible.
Perfect for holidays and big purchases – or building a rainy-day fund.
How to open a 7.10% AER Regular Saver
Already have Biscuit? Open a Smart Saver account in the Zopa app. You can do this in minutes from the 'Apply' tab. Once you have a Smart Saver account, you can open a Regular Saver.
New to Biscuit? Download the Zopa app and open a Biscuit account first – it only takes 5 minutes.
How Regular Saver works
You can save up to £300 a month and withdraw your money anytime.
Interest is calculated daily and paid monthly, meaning your savings keep growing every day.
After 12 months, your Regular Saver will switch to an Access pot, where you'll continue to earn interest on your money. You can then open a new Regular Saver for another 12 months.
Regular Saver is available exclusively with Biscuit
Biscuit, the UK’s best free current account for everyday value, gives you exclusive access to the 7.10% AER Regular Saver.
With Biscuit, you could earn up to £256 through:
7.10% AER (6.87% gross**) (variable) interest on monthly savings up to £300.
2% AER (1.98% gross*) interest on your Biscuit bank account balance, fixed for a year.
2% cashback on your bills (up to £1,500 worth of Direct Debits a year).
Plus, you get fee-free spending abroad with your Biscuit card.
Check out the Biscuit bank account
Want to grow your existing savings?
Other ways to save with Zopa:
Access pots
Great if you already have savings or want to deposit large sums. Access your money anytime, with no penalties or notice periods.
Boosted pots
Ideal if you can give notice before withdrawing as you get higher rates for longer commitments.
Fixed Term pots
Enjoy guaranteed returns – a good option when your savings goals are longer-term (between 6 months and 5 years).
Award-winning banking from Zopa
With products that are easy to use and value that’s hard to beat, we’ve found a winning recipe that our customers love.
What our customers say about Zopa
Whether it’s saving, borrowing or everyday banking – our customers trust us to make money simple, rewarding and stress-free.
Who can open a Biscuit bank account?
To access the 7.10% AER Regular Saver, you’ll need to open a Biscuit current account in the Zopa app.
To open a Biscuit bank account, you’ll need to:
Be a UK resident
Be aged 18 or over
Have a UK mobile number and email address
Have a UK current account in your name (to make transfers)
Biscuit is a digital bank account – managed entirely in the Zopa app on iOS and Android.
Learn more about Biscuit eligibility.
Your money’s protected
Your eligible deposits, meaning the money you hold with Zopa, are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. Any money you hold above this limit is unlikely to be covered.
Please ask for further information or visit www.fscs.org.uk.
FAQs – Regular Saver with Biscuit
Start saving today
Earn 7.10% AER with Regular Saver and enjoy all the benefits of Biscuit — the UK's best free current account for everyday value.
Just download the Zopa app to get started.