See your tailored loan rates in just 3 minutes
Free, no obligation.
- Finding out rates won't affect your credit score
- We lend over £2 million every day to credit-worthy individuals
- Our rates are often lower than the banks, so it’s worth checking
Who is Zopa?
Zopa is the UK's largest peer-to-peer lending service. We offer low rate loans to people who are good with their money.
We've lent £1.72 billion to over 150,000 people since 2005.
APRs from 3.9% - 34.9%
- Money Supermarket's Best Personal Loans Provider 2016
- 3 times winner of Moneyfacts' Personal Loan Provider of the Year (2014 to 2016)
- 7 years in a row: Most Trusted Loan Provider in Moneywise Customer Service Awards
What the press says
“Zopa allows savers and borrowers to bypass banks and their high charges” — The Daily Mail
Why Zopa?
- Low rates
- No early repayment fees (flexibility to repay loan early or make extra payments)
- Borrow between £1,000 and £25,000
- Loans available over 1, 2, 3, 4 or 5 years
- Voted Most Trusted Loan Provider (Moneywise Customer Service Awards 2010 to 2016)
Get a Zopa loan to
- Buy a car
- Pay off credit cards
- Make home improvements
- Help manage your debts
We offer loans for other purposes too. Simply select the reason that applies to you when you fill in our online application form.
What the press says
“Zopa is the pioneer of peer-to-peer lending, which uses the internet to cut out the banks entirely. It matches savers with individuals who want to borrow, leaving out the bank and offering better rates all round.” — The Guardian
Now find out your tailored loan rates
- Takes just 3 minutes and it's free
- Finding out rates won't affect your credit score
- Our rates are often lower than the banks, so it’s worth checking
