See your personalised loan rates in just 3 minutes so you know exactly what you could get. Our rates are often among the lowest out there. Checking your rates won't affect your credit score.
At Zopa Bank, we’re combining our tech know-how with money expertise to make simple, fair and honest financial products that have the customer’s needs at their heart. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future.
Why choose Zopa?
See the rate you’ll actually get, with no impact to your credit score
Apply in a few minutes online – no forms or paperwork
If your loan’s approved, you’ll get the money within 2 hours
It's easy to pay extra towards your loan – and we don’t charge a fee
Our customer service is award-winning, so you know you'll get a great service as standard when you need to get in touch
What our customers think
Really straight forward no complaints…
Really easy and clear to set up and…
Best lenders ever
Loan with flexibly
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We fight for your rights
We led the charge in seeking regulation for the peer-to-peer loans industry to make sure your needs are always put first. Today, it's regulated by the Financial Conduct Authority (FCA).
People often ask us