Fixed Term Savings accounts
Safe, certain, simple
Set aside a lump sum for 1 to 5 years and know exactly what interest rate you’ll get
- Start saving from £1,000
- Earn a fixed rate of interest for the full term
- Your money is protected up to £85,000 by the Financial Services Compensation Scheme
1 Year at
2 Years at
3 Years at
4 Years at
5 Years at
The interest rate is fixed for the full term. Interest is paid monthly into your fixed term account and can be accessed at the end of the term.
Save from £1,000 to £250,000 per fixed term account, and up to £500,000 in total.
*AER stands for Annual Equivalent Rate and represents the interest you will earn each year once the monthly compounding of gross interest is included.
**Gross is the set rate of interest we apply to your money, before any tax is taken off.
The interest rates shown may vary if we update them while you’re browsing.
for Fixed Term Savings accounts
Your money's secure
Your eligible deposits with Zopa are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
Please ask for further information or visit www.fscs.org.uk.
Why choose us
Quick and simple setup
Open an account online in just a few minutes.
14 days to pay in
Top up your savings as many times as you like for 14 days before the term starts.
Earn extra interest
We pay interest on your money as soon as it lands in your account. That's up to two weeks of extra interest on any money you pay in.
Watch your money grow
Keep tabs on your savings 24/7 in your online account.
People often ask us
Save with confidence
UK Finance member
Best Personal Loan Provider
4.8 / 5 out of 14,972 reviews
500k Active Zopa Customers
Best customer service 2018
Zopa FeelGood Money®
We're proud to do things differently. In 2005 we created the first ever peer- to-peer lending business to make loans and investments better for everyone.
In 15 years we've helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.
Everything happens online - so we can pass the rewards onto our customers. We have handy tools to make managing your money easier and helpful people at the end of the phone if you ever need a hand. We give all our customers a fair deal as standard and our products are built so that we win when you win.
Your opinion matters. So if something's not working, we take your feedback and board and do our best to make things better.
We're fully FCA regulated and the first peer-to-peer lending company to gain a UK banking licence.
1 Year at
2 Years at
3 Years at
4 Years at
5 Years at
The interest rate is fixed for the full term. Interest is paid monthly into your fixed term account and can be accessed at the end of the term.
Save from £1,000 to £250,000 per fixed term account, and up to £500,000 in total.
*AER stands for Annual Equivalent Rate and represents the interest you will earn each year once the monthly compounding of gross interest is included.
**Gross is the set rate of interest we apply to your money, before any tax is taken off.
The interest rates shown may vary if we update them while you’re browsing.
for Fixed Term Savings accounts