What happens when the fixed term ends?

We'll get in touch with you shortly before the end of the term to give you a heads up. When the term ends, we'll move your money to a savings holding account until you’re ready to withdraw.

Rest assured, your savings holding account still offers FSCS protection and will pay you interest too, although it will be at a lower rate than your Fixed Term Savings account.

Once your money is in your holding account, you have 2 options:

1. Withdraw all your money at once into your linked account.

2. Move your money to the Zopa app, where you can put it in a range of savings pots, including Fixed Term pots.