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Smart Savings Hub

Find answers to our most frequently asked questions.

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  • Top FAQs
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Smart Saver

  • Is a Smart Saver account right for me?
  • Can I withdraw interest each month as income?
  • What's a Smart Saver?
  • I just opened a Smart Saver, what happens if I change my mind?
  • How do I close my Smart Saver?
  • What's a Fixed Term pot?
  • How much can I save in a Fixed Term pot?
  • Can I withdraw money from my Fixed Term pot early?
  • When can I add money to my Fixed Term pot?
  • Can the interest rate on a Fixed Term pot change?
  • What happens when the term on my Fixed Term pot ends?
  • How do I delete a savings pot?
  • Why can’t I fund more than £250,000 into my Smart Saver?
  • How much can I save?
  • What is 'Boost' and when can I access my savings?
  • How do I open a Smart Saver?
  • I don’t have the app, can I apply for a Smart Saver?
  • How do I give notice on my savings?

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Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Bank Limited (10627575) is incorporated in England & Wales and has its registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG.

© Zopa Bank Limited 2025 All rights reserved. 'Zopa' is a trademark of Zopa Bank Limited.

Zopa is a member of Cifas – the UK’s leading anti-fraud association, and we are registered with the Office of the Information Commissioner (ZA275984).