Car finance
Find answers to our most frequently asked questions.
- Are there set-up fees, early repayment fees or late payment fees?
- How do I close my Zopa loan or car finance?
- Am I responsible for MOT tests and servicing the car if I have a PCP or HP?
- Can I make extra repayments towards my car finance?
- Can I change my car while the finance is up and running?
- How do I end my car finance agreement early?
- What does pre-approved for car finance mean?
- Who pays the dealership?
- What background checks does Zopa run?
- Do I own the car?
- I want to sell my car - what can I do?
- Can I part exchange?
- Can someone other than me drive the car?
- Can I take my car abroad?
- What should I do if I’m having problems with my car?
- Can I refinance?
- What happens if I don’t know the vehicle registration number?
- What's the difference between an unsecured car loan, hire purchase and personal contract purchase car finance?
- Why do you complete a check on the dealership?
- What is personal contract purchase (PCP)?
- What cars can I get with PCP finance?
- How do I return my car at the end of a PCP agreement?
- Can I change my repayment date for PCP finance?
- Why does my term have an extra month?
- What happens if I go over my agreed mileage?
- What are my options at the end of a PCP agreement?
- What’s the optional final payment?
- Does Hire Purchase finance cover all cars?
- When do you complete a hard search on my credit file?
- Can I add a personalised number plate to my car?
- Is there a balloon payment?
- How soon could I be driving away in my new car?
- What is hire purchase finance?