Yes, you can pay off your loan early via our website or the Zopa app.

There are a few important things to keep in mind before you do:

  • If you took out your loan after 7th September 2022, you’ll be subject to an early repayment charge for settling early. If you took out your loan on or before 7 September 2022, there won’t be a charge. Find out more about early repayment charges here.

  • If your monthly repayment is pending, your loan will only be officially closed once both your settlement amount and monthly payment have cleared.

To pay off your loan early, follow these steps:

  1. Login to your Zopa account

  2. Open your loan

  3. Select 'Make a Payment' then 'Pay off your loan early' and follow the steps

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