Can I pay off my Zopa loan early?

Updated 3 weeks ago

Yes, if you want to pay off your loan early, we don’t charge early repayment fees or any extra interest for the reminder of your loan’s original term.

Bear in mind that if your regular repayment is going through, you’ll need to wait a few days until that’s cleared before you can pay off your loan.

You can pay off your loan in the Zopa app by following these steps:

1. Select your loan

2. Click on ‘Pay loan in full’

3. Continue to payment

  1. We’ll then take the funds through the Direct Debit you’ve already set up with Zopa. So please wait until that’s left your bank account before cancelling your Direct Debit. Please note that we can't accept credit card payments.

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