Zopa blog
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Zopa's arrears management process explained
Treating customers fairly and delivering value to them is the central idea behind Zopa. This means giving consistent returns to the lenders while offering competitive rates to our borrowers. Our responsible lending practices created through sophisticated data analysis and underwriting has enabled Zopa to fulfill this promise for the last 10 years.
•Zopa announces partnership with Metro Bank
We have today announced that Zopa is partnering with Metro Bank to allow the bank to lend its funds on our platform, a first of its kind in the UK. This exciting development in the UK’s financial services industry is the first partnership between a UK P2P platform and a retail bank.
•Introducing the Zopa Savings calculator
So as well as knowing you are getting a great interest rate on Zopa it’s also important to know the amount in pounds you can expect for being a regular saver. That is why we have created the very handy peer to peer savings calculator to bring the benefits to life and clearly show the
•Coming soon - Zopa business loans
Zopa has helped savers to lend to borrowers looking for personal loans for over 8 years, providing better returns to savers and lower rate loans to borrowers. When surveyed over 80% of Zopa savers wanted to lend money to help small businesses as well as individuals looking for a personal loan.
•Introducing: the Zopa Safeguard offer
Did you know Zopa savers have almost lent £300 million to sensible borrowers since we started? But even with a 200% increase in savers joining us this year, we think Zopa can do more to help UK savers to protect and grow their savings. So we are excited to launch our Safeguard offer, an exciting
•Zopa U.S.
You probably know that Zopa’s US operation has a very different model to that in the UK and Italy in that it works in partnership with financial institutions (the credit unions) rather than being a pure peer to peer marketplace as it is here and in Italy. So while our model is doing very well
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