Zopa blog
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Current account vs savings account: how to find the right fit for your finances
When it comes to opening a bank account, you’ll normally be choosing between two options: a current account or a savings account. But what’s the difference? And how do you know what’s the best option for your finances?
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Zopa opens development centre in Barcelona
Zopa has opened a development centre in Barcelona, Spain. The new hub will initially focus on building the technology to support the launch of our next generation bank and developers will work on developing payment gateways, credit card processing, and deposit systems. Zopa’s Chief Technology Officer, Ronen Benchetrit, commented, “As one of the world’s first
•Introducing the Zopa IFISA and Zopa Core
Following on from our FCA authorisation, I wanted to write to explain what happens next and some important changes we’re making to our service. Introducing our IFISA Pending final approval from HMRC, we’re excited to announce our flexible Innovative Finance ISA (IFISA) – with target returns of up to 6.1% – will be available from
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Zopa receives full FCA authorisation
Press release LONDON, 11.05.17: Zopa, the pioneering financial services business, announces that it has today been granted full authorisation by the FCA for peer-to-peer lending (Article 36H). Giles Andrews, co-founder and Chairman of Zopa commented: “Zopa, both individually and as a founder member of the Peer-to-Peer Finance Association (P2PFA), has campaigned for peer-to-peer lending to
•5 tips to keep your information safe
Whether we're shopping, registering for services, or managing accounts, we provide vendors with personal and information about ourselves. In most cases, companies work hard to ensure this information is protected, and only used in relation to the service you're using.
•Explaining the secondary market
Back in 2010, we introduced the ability for investors to access all or some of their money before the loan terms they’re invested in are completed. This is done by selling loans to other investors. For Classic and Plus investments, there’s a 1% fee for this service. In order to sell your loans, there must
•Declaring your Zopa earnings to HMRC
With the new tax year fast approaching, we’ve put together a handy guide to help you find what you need to do to declare your Zopa investments to HMRC. Do I have to pay tax on the money I earn through my Zopa investments? All Zopa earnings are paid to you without any tax deducted,
•We have a new look!
After months of research, development, and testing, we’re thrilled to unveil our brand new look. This fresh new identity will give us a springboard for our ambitious plans to bring our products to even more UK consumers, and create radically personalised services that will help people fully realise their financial potential. While a lot has
•Zopa announces plan to launch "Next Generation" Bank
We launched Zopa in 2005 to create a richer life for everyone by making money simple and fair. Since then, we have lent over £1.8bn, inspired a £100bn global industry and helped our lenders earn over £75m of interest. We have built a profitable, scalable and viable business. Yet we’ve only just begun.
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