Zopa blog

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How does cashback work on a current account?

A cashback account rewards you for payments you make every month. Learn how cashback is calculated, what qualifies, and what to look for in an account.

Current account vs savings account: how to find the right fit for your finances

When it comes to opening a bank account, you’ll normally be choosing between two options: a current account or a savings account. But what’s the difference? And how do you know what’s the best option for your finances?  

How to sell your home through online agents

September is a prime time to sell your home: everyone’s back after the summer holidays, the weather is still ok and thoughts have yet to turn to Christmas. But how we sell our properties is changing thanks to the rise of a number of internet-only estate agent services, such as eMoov, PurpleBricks and the Sarah

Zopa's arrears management process explained

Treating customers fairly and delivering value to them is the central idea behind Zopa. This means giving consistent returns to the lenders while offering competitive rates to our borrowers. Our responsible lending practices created through sophisticated data analysis and underwriting has enabled Zopa to fulfill this promise for the last 10 years.

Zopa announces partnership with Metro Bank

We have today announced that Zopa is partnering with Metro Bank to allow the bank to lend its funds on our platform, a first of its kind in the UK. This exciting development in the UK’s financial services industry is the first partnership between a UK P2P platform and a retail bank.

Home Improvement Index - DIY ROI

Us Brits love our homes, we consider them to be our castles and the main asset we own. We also love the odd bit of DIY, although most of us would probably admit that we are less handy in reality.

Introducing the Zopa Savings calculator

So as well as knowing you are getting a great interest rate on Zopa it’s also important to know the amount in pounds you can expect for being a regular saver. That is why we have created the very handy peer to peer savings calculator to bring the benefits to life and clearly show the

Coming soon - Zopa business loans

Zopa has helped savers to lend to borrowers looking for personal loans for over 8 years, providing better returns to savers and lower rate loans to borrowers. When surveyed over 80% of Zopa savers wanted to lend money to help small businesses as well as individuals looking for a personal loan.

Introducing: the Zopa Safeguard offer

Did you know Zopa savers have almost lent £300 million to sensible borrowers since we started? But even with a 200% increase in savers joining us this year, we think Zopa can do more to help UK savers to protect and grow their savings. So we are excited to launch our Safeguard offer, an exciting

Zopa U.S.

You probably know that Zopa’s US operation has a very different model to that in the UK and Italy in that it works in partnership with financial institutions (the credit unions) rather than being a pure peer to peer marketplace as it is here and in Italy. So while our model is doing very well

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