Zopa blog

Page 24 of 27

How does cashback work on a current account?

A cashback account rewards you for payments you make every month. Learn how cashback is calculated, what qualifies, and what to look for in an account.

Current account vs savings account: how to find the right fit for your finances

When it comes to opening a bank account, you’ll normally be choosing between two options: a current account or a savings account. But what’s the difference? And how do you know what’s the best option for your finances?  

Car finance drives consumers round the bend - 9 in 10 UK adults confused by car finance options

9 in 10 can’t identify cheapest finance deal Nearly half of car buyers can’t identify the car finance they signed up for 1 in 4 car buyers have taken out a car finance option they didn’t think they could afford.

Debunking car finance myths – what do you really need to know?

At Zopa, we believe all consumers should get a fair deal as standard. It’s your money after all, so why shouldn’t you get the most out of it? However, this isn’t the case with all financial providers. We want people to feel good about their money, so we believe in shining a spotlight on unfair

Picking the right car finance option for you

There are lots of decisions you need to make when buying a new car: for example, what make and model, petrol or hybrid, and whether to opt for new or second-hand. But it’s easy to forget one of the trickiest choices: how to finance the purchase. From PCP to HP it can feel like a …

What the new P2P regulations mean for Zopa investors

You may have seen that the Financial Conduct Authority (FCA) just announced new regulations which will cover peer-to-peer (P2P) investments. We wanted to outline what this means for you as an investor, as well as our response.   What this means for P2P investors Before we go any further, the headline for you is that

The differences between mini-bonds and peer-to-peer investments explained

With the tax year drawing to a close, there’s been a renewed interest in Innovative Finance ISAs (IFISAs). IFISAs allow you to utilise your tax-free allowance while investing in a range of peer-to-peer (P2P) products as well as debentures and mini-bonds – more on mini-bonds in a moment. At Zopa, we provide IFISAs which invest

Our gender pay gap

Zopa has always striven to build a culture of diversity and equality. However, this is the first time that you will have seen us publish our gender pay gap. The UK government requires all companies in the UK that employ over 250 employees to publish their gender pay gap report. As Zopa comprises two legal

Zopa’s launching a bank

Watch out big banking – Zopa has its banking licence and is set to redefine the industry once again.   Zopa’s new bank will sit alongside its existing business, creating the world’s first hybrid peer-to-peer and digital bank offering customers a unique choice of products  Having already helped hundreds of thousands of customers, Zopa is on a mission to make more customers feel good about their

We’ve received our banking licence – what happens next?

Today we have officially received our banking licence. This is a huge milestone for Zopa as we are now the world’s first combined peer-to-peer lender & digital bank. It also brings us one step closer to being the best place for money in the UK by offering a broader selection of personal finance products.

Say hello to the FeelGood Money™ company

Today, over half of British adults don’t think their main bank has their best interests at heart. The banking industry is well overdue a change, and we want to be the company to make this happen.  13 years ago, a small group of people got together and decided to create a business that was built

We’re here to help

If you have any questions, our team are on hand to help.

Get help