Zopa blog

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How does cashback work on a current account?

A cashback account rewards you for payments you make every month. Learn how cashback is calculated, what qualifies, and what to look for in an account.

Current account vs savings account: how to find the right fit for your finances

When it comes to opening a bank account, you’ll normally be choosing between two options: a current account or a savings account. But what’s the difference? And how do you know what’s the best option for your finances?  

Updated: Coronavirus and your finances

This blog was updated on 1st April 2021. Update: We’re still here if you need us We understand that many of our customers’ finances remain impacted by the Coronavirus and, if you’re in that position, we’re here to support you. There are several options available, and we’ll work with you to find the most suitable

Zopa and credit searches: everything you need to know

If you’re reviewing your credit file and can see ‘Zopa’ on there, you might be wondering why. To help clear things up, here’s a quick guide to the different credit searches Zopa uses to make responsible lending decisions

Zopa at 15 🎈

Looking back to 2005, our latest analysis demonstrates the strength of our investments This March, we’re celebrating 15 years of Zopa. That’s fifteen years of online lending and giving customers access to simple, fair investment products. Over this time, we’ve provided UK consumers with a stable, viable alternative investment. So to mark our milestone birthday,

My Work Life: Ed

We spoke to Product Manager Ed Stuart-Bourne, on his career moves so far and his work at Zopa. I’ve always been into tech Aged 10, I built my own website (which, fortunately, has long since fallen off the internet). Throughout my teens I worked on a series of entrepreneurial web ventures, to varying degrees of

How to find the right car finance option for you

Wondering how to finance your car? Here are 5 questions you really should ask to help find the right car finance option for you.

My Work Life: George

People Operations Manager George, on his experience at Zopa and his career moves so far. I studied economics with a focus on microeconomics and game theory The latter points out people are not rational. So, I took the irrational decision to do a Masters in HR and shift my focus from numbers to people.

How can I improve my Borrowing Power?

The great thing about Borrowing Power is that it doesn’t just show you your rating today, but also empowers you to improve it by giving you personalised actions that show you how. Here’s a bit more about the sort of things you can do to keep your Borrowing Power on track.

2019 – Zopa’s year in the news

As we welcome in the New Year, we take a look back at our highlights from 2019 that were covered by the press. From announcing our largest fundraise to date, to launching new products, 2019 was another exciting year. The road to launching our bank At the beginning of December, we announced that we had

What the new peer-to-peer regulations mean for you

In June 2019, the Financial Conduct Authority’s (FCA) released its final review of peer-to-peer (P2P) platforms and introduced a number of new rules. Today, December 9th   2019, the new regulations have come into effect.  At Zopa, we welcome these new regulations. In a lot of instances, they simply formalise best practices we’ve already been following. However, there are

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