Earn up to 4.70%† AER variable
You can start saving in minutes.
Download and join over 1.2 million Zopa customers today
Save anything from £1 to £250,000 across your pots
Rated Britains Best Savings App 2024
Designed to help you smash your goals
Accelerate your savings with Boosted interest rates of up to 4.70%† AER* variable.
Whether you're saving for a new car or Christmas, plan ahead with our 7, 31 and 95-day Boosted pots.
Remove the temptation to spend your savings by agreeing a notice period before accessing them.
Open a pot in less than 5 minutes
Simply download the app and open a Smart Saver account in the Smart Savings Hub to get started.
Choose a pot that works for you
Access pots
AER*
Gross**
Access money
3.75%
3.68%
Anytime
Boosted pots
3.83%
3.76%
7 days' notice
3.95%
3.88%
31 days' notice
4.20%
4.12%
95 days' notice
*AER stands for 'annual equivalent rate'. We pay you interest on a monthly basis, but AER shows you the rate you’d get if this monthly interest was compounded and paid once a year instead. We provide an AER to make it easier for you to compare our rates with other providers. These rates are variable, which means they could change in the future.
**Gross is the rate of interest we apply to your money, before any tax is taken off.
†4.70% AER* (4.60% gross**) variable is the rate we're currently offering on 95-day Boosted pots, which are available to Smart Saver account holders.
Interest rates may change if we update them whilst you’re browsing.
Our savings accounts are award-winning
Your money's secure
Your eligible deposits, meaning the money you hold with Zopa, are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. Any money you hold above this limit is unlikely to be covered.