Our past Smart Saver interest rates
Here you can see all the changes we've made to Smart Saver interest rates over time.
Interest rates for accounts opened from 20/10/2021 to present
Effective date
Start
End
Monthly interest rate (%)
Gross
AER
Access pot
7-day Boosted pot
31-day Boosted pot
95-day Boosted pot
Interest rates for accounts opened from 20/10/2021 to 20/10/2021
Effective date
Start
End
Monthly interest rate (%)
Gross
AER
Access pot
7-day Boosted pot
31-day Boosted pot
95-day Boosted pot
Definitions
AER stands for Annual Equivalent Rate and shows you how much interest you'd earn if interest was paid and compounded each year.
Gross interest tells you the amount of interest you'd earn on your savings before deducting tax.
Your money's secure
Your eligible deposits with Zopa are protected up to a total of £85,000 by theFinancial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
Please ask for further information or visit www.fscs.org.uk