Do I need to open a Smart ISA before I transfer my old ISA to Zopa?

Yes, you'll need to open a Smart ISA before you can transfer any existing ISAs to Zopa.

To open a Smart ISA, simply download the Zopa app and head to the Smart Savings Hub. From there, set up a Smart Saver account and then open a Smart ISA.

You can find out how to transfer an existing ISA to Zopa here.