We can’t extend the term on your existing Zopa loan. However, if eligible, you could consolidate your existing debt — including both Zopa and non-Zopa debt — into a new, longer-term loan with us. Click here to find out what rate we could offer you without affecting your credit score.  

If you’re struggling with your loan repayments 

Our specially trained team are on hand to chat through the options available to you. You can find the best way to reach them here, or check out our FAQ for more detail. 

Others who can help 

Organisations, such as PayPlan, give free, impartial and confidential debt advice. Contacting them won’t impact your credit score. 

You can contact PayPlan Monday to Friday 8am-8pm or Saturday 9am-3pm or request a call back.