Welcome to Zopa
Better banking all round
Effortless products. Great value. Unlock it all in our award-winning app, including Biscuit, a bank account for people who like generous banking.
Download the app
Biscuit by Zopa
Tuck into the free bank account with cashback and interest.
Download the appExplore our bank accountWelcome to award-winning banking
When our customers are happy, we are too and it’s nice to be recognised.
Better banking, all from our app
We’ve built an app to help make managing your money stress-free.
See your credit score and what you could borrow with Borrowing Power.
Instant access to your bank account, loans, credit card or savings.
Apply for a Zopa loan in minutes with no fees or paperwork.
Speak to a real person on live chat or phone, Monday to Saturday.
Your money’s protected
Zopa's covered by the Financial Services Compensation Scheme (FSCS).
To learn more, visit fscs.org.uk.
Trusted by over 1.5 million Zopa customers
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We've been lending since 2005 and already offer award-winning credit cards, personal loans and savings accounts.
What we’ve been up to
Intel, updates, company news and beyond, the Zopa blog has the latest.
Diversity, Equity & Inclusion at Zopa Bank: 2025 Annual Update
At Zopa Bank, our purpose is to be the home of money for our customers. We aim to be a place where financial products deliver good value and managing money is made effortless, and deep and long-lasting relationships mean customers are left confident about their choices. But our mission goes beyond financial products. We’re building a fairer financial world, and that same spirit of fairness and inclusivity is at the heart of how we build our teams and culture.
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Zopa acquires Rvvup to transform retail finance offering
The acquisition will transform and accelerate Zopa’s retail finance offering by positioning it at the centre of the merchant's checkout, expanding its capability from point-of-sale lending to supporting all modern payment methods via one unified experience.
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