Zopa launches Investments to help Brits grow their money confidently

With £614 billion currently sitting idle and four in ten Brits lacking confidence in their long-term financial goals*, Zopa has today entered the Investments market to help the 15 million Brits who hold excess cash grow their money confidently.   

Designed for the nation’s new generation of first-time investors looking to make their money work harder with peace of mind, Zopa Investments forms part of Zopa’s vision to build the Home of Money.  

At launch, Zopa will offer two funds, Balanced and Bold, with a track record of 4.5% and 9.3% average annualreturns respectively, available in General Investment and ISA wrappers.*   

Future updates will introduce a selection of Exchange Traded Funds (ETFs) as well as user experience additions such as insights and prompts to help customers get the most from the product.   

The funds are being managed by Invesco, one of the world’s largest investment managers with over $2tn in assets, seamlessly connected to Zopa using Upvest’s API infrastructure.  

Customers can start investing in minutes with as little as £1.  

Zopa Investments are being rolled out in beta to existing customers before becoming available to the wider public in early 2026. It sits alongside other great-value products such as the Zopa Smart ISA and Biscuit bank account, giving customers a range of ways to build for the future.  

A strong year for Zopa 

Zopa Investments comes soon after Zopa launched Biscuit, the UK’s best free current account for everyday value that is rated #1 on MoneySavingExpert and has amassed close to 200,000 customers in a short period of time.  

The news  follows a strong year for Zopa, marked by consistent double-digit growth and profitability. Pre-tax profits doubled to £34.2 million inFY2024, underscoring its remarkable trajectory since launching in 2020. Zopa expects to again double profits in 2025.    

One of the UK’s highest rated and most celebrated financial brands, Zopa has been recognised with over 10 British Bank Awards, holds a Trustpilot rating of 4.6/5, and has one of the highest customer satisfaction scores in the industry.   

Find out more about Zopa Investments at zopa.com/investing  

*Average annual return tells you how much this fund has grown each year, on average, between 31 Jan 2021 and 31 Dec 2024. While this is a useful guide, it can’t be used to predict future returns.