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Car finance
Find answers to our most frequently asked questions.
Applying for car finance
- What's the difference between an unsecured car loan, hire purchase and personal contract purchase car finance?
- When do you complete a hard search on my credit file?
- What does pre-approved for car finance mean?
- Will refinancing my existing car loan affect my consumer rights?
- Does car refinancing impact my credit score?
- If I have bad credit, will Zopa Bank approve my refinance application?
- Can I refinance if I already have car finance with Zopa?
- Can I change my car if I refinance?
- How long is my refinance offer valid for?
- How long does it take to refinance my car?
- What information do I need to get a car refinance quote?
- Is there an early repayment fee if I refinance my auto?
- When can I refinance my car loan?
- What cars can I get with PCP finance?
- How soon could I be driving away in my new car?
- Why do you complete a check on the dealership?
- What background checks does Zopa run?
