Will my automatic payment amount change if I make extra one-off payments during the month?

Updated 1 year ago

Yes. We automatically factor this in so you never pay more than you need to. We’ll subtract what you pay from your automatic repayment, whether that’s a set amount or linked to your spending.

Here’s an example: You’ve set up an automatic payment to cover your minimum payment. Your minimum payment for the statement period is £20. Before your payment due date, you make a bank transfer payment of £15. In that case, we’d only take £5 as this is the remaining amount outstanding. 

If you ever have any questions about how much your automatic payment will be, our customer services team can help.

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