Why was my application declined?
Updated 9 months ago
If we can’t offer you a credit card, for security reasons, we won’t be able to tell you exactly why.
There are a few things we look at when we make a decision, including your credit history and your financial situation. Please have a look at the list below, and you might see one or two which could relate to you.
We may say no, if:
Your existing level of unsecured debt is high
There’s not enough information in your credit file
Your level of disposable income is low
There’s not enough proof that you’ve managed credit well in the past
Your credit score is low
You've applied for a credit card with us in the past 2 months
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