What is the Rate Climber pot?

The Rate Climber pot is designed to reward you for reaching significant saving milestones.

There are 3 balance levels to be unlocked, as shown below. Each time your pot balance reaches a new level, your interest rate goes up. This means, the more you save, the more you earn.

Level 1: £0 – £14,999.99

Level 2: £15,000 – £24,999.99 

Level 3: £25,000+

If you withdraw enough money to take your pot balance down to a lower level, your interest rate will fall to the one that's available at that level. You can check what level you're on and what rate you're earning at anytime in the app.

And just like our Access pots, you can add and withdraw money anytime, fee-free.