We'll only ever offer a credit limit that we’re confident you can afford to pay back.

When deciding what to offer, we’ll look at a range of things over several months. If you're eligible for a higher credit limit, we’ll be in touch to ask if you’d like to increase it.

What can I do to get a credit limit increase?

• Make sure you repay on time - missed payments can damage your credit score and reduce the likelihood of you being offered a credit limit increase.
• Manage your overall debt - not just on your Zopa credit card, but everywhere else too.
• Continue spending and repaying on your credit card.