How do I apply for a Zopa loan?

Updated a month ago

You can apply in a few minutes online. There’s no paperwork to send through the post and where possible, we’ll give you an instant decision online.

How to apply in 3 simple steps:

1. Choose how much to borrow and for how long

We offer personal loans from £1,000 to £25,000 over 1 to 5 years.

2. See your personalised rates in 3 minutes

Just fill in our simple form to tell us a few details about you and your circumstances. Don't worry, this won't affect your credit score.

3. Apply online and, if approved, get the money within 2 hours.

If we need you to provide proof of your identity, income or bank account, it may take a few days to make our final decision, but it's simple to send us any documents online. If it’s a ‘yes’ from us, we’ll send the money within 2 hours after your loan’s approved.

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