How do I apply for a Zopa credit card?

Updated a week ago

Head over to and click ‘apply online’.

We’ll run an eligibility check to see if we can pre-approve you. If we can't offer you a credit card, we’ll tell you at this stage so there’s no harm to your credit score for checking.

Being pre-approved for our credit card means that we’re confident we can say “yes” based on the info you’ve given – we just need to run some final ID and fraud checks.

We might ask you to send us documents to prove your identity, income or bank account, it may take a few days to make our final decision, but it's simple to send us any documents online.

Once all the checks are done, if you’re approved, we’ll send your card within 3-7 working days and then, you’re good to go!

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