Do I own the car?

Updated 1 month ago

For hire purchase

Technically, we’ll own the car until you’ve paid off your hire purchase finance in full, but there’s no need to feel like it isn’t yours.

You'll be the registered keeper of the car and there is no limit on how many miles you drive. Plus, once you’ve made your final repayment, ownership is automatically transferred to you.

For personal contract purchase (PCP)

We’ll own the car unless you choose to make the optional final payment at the end of your agreement. After that point, you’d own the car. If you don’t make the optional final payment and want to return the car to us at the end of your agreement, charges might be applied if you’ve gone over your agreed mileage limit and/or the car has been damaged beyond normal wear and tear.

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