To open a Smart ISA, you'll need to have already opened a Smart Saver. You can do this in our Smart Savings Hub.

You must also: 

  • be aged 18 or over  

  • be a UK resident and only have tax residency in the UK (which excludes the Channel Islands and the Isle of Man) 

  • have an active UK bank account that we can link to  

  • have not already used up your total annual ISA allowance of £20,000 this tax year 

  • open your ISA in your name only 

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