Zopa blog

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How does cashback work on a current account?

A cashback account rewards you for payments you make every month. Learn how cashback is calculated, what qualifies, and what to look for in an account.

Current account vs savings account: how to find the right fit for your finances

When it comes to opening a bank account, you’ll normally be choosing between two options: a current account or a savings account. But what’s the difference? And how do you know what’s the best option for your finances?  

What are the advantages of a current account?

A good current account should help you manage your money, grow it, and get more from your day-to-day spending. From debit cards to credit scores, this guide breaks down the key advantages of current accounts, as well as a few things to watch out for.

Does opening a bank account affect your credit score?

We take a look at when opening a bank account does and does not affect your credit score, whether closing an account has any impact on your rating, and the difference between a hard and soft credit check.  

Current accounts with interest, explained

Current accounts that pay you interest allow you to earn money on your bank balance. To access the best current account interest rates, you may need to pay a monthly fee. However, there are accounts, such as Biscuit from Zopa, that allow you to start earning interest for free.

Zopa Bank expands to Manchester with new regional office

Zopa Bank has announced the opening of a new office in central Manchester. 

Zopa launches Biscuit — an account built for everyday spending and saving

Today, we are thrilled to launch our new bank account: Biscuit, marking Zopa Bank’s official entry into the UK current account market.  

Can you have more than one current account?

Can you have multiple current accounts? Find out how it works, why people do it, and what to consider when managing more than one current account.

What is a current account?

Learn what a current account is, how it works, and why you might want to open a current account with Zopa. Simple, secure and built for modern banking.

Zopa’s 2025 Fintech Pledge achieves 25 million actions goal

Zopa's 2025 Fintech Pledge has now hit 25 million consumer actions, its overall goal and more than DOUBLE the campaign’s original target of 10 million.

Zopa raises £80 million in AT1 capital with LSE bond listing

Successful AT1 raise on London Stock Exchange clear validation of Zopa’s strong financial performance and growth potential.

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