Zopa blog

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How does cashback work on a current account?

A cashback account rewards you for payments you make every month. Learn how cashback is calculated, what qualifies, and what to look for in an account.

Current account vs savings account: how to find the right fit for your finances

When it comes to opening a bank account, you’ll normally be choosing between two options: a current account or a savings account. But what’s the difference? And how do you know what’s the best option for your finances?  

My investments have gone down – should I sell?

If you’ve checked on your investments recently and felt a bit nervous, you’re not alone. We all know that ups and downs are a normal part of investing – but it doesn’t always feel that way when they happen. Market drops can be worrying, especially if they continue for several days.

How to start investing

At its most advanced level, investing is a complex mix of science, data, and instinct. But it’s actually pretty straightforward to get started. Almost anyone can learn the basics and confidently take the first few steps towards growing their money over the long-term. From there, you can build your knowledge over time or stick with a simple strategy that works for you. Let’s go through the basics.

Diversity, Equity & Inclusion at Zopa Bank: 2025 Annual Update

At Zopa Bank, our purpose is to be the home of money for our customers. We aim to be a place where financial products deliver good value and managing money is made effortless, and deep and long-lasting relationships mean customers are left confident about their choices. But our mission goes beyond financial products. We’re building a fairer financial world, and that same spirit of fairness and inclusivity is at the heart of how we build our teams and culture. 

Zopa launches Investments to help Brits grow their money confidently

Zopa has today entered the Investments market to help the 15 million Brits who hold excess cash grow their money confidently.

Zopa acquires Rvvup to transform retail finance offering

The acquisition will transform and accelerate Zopa’s retail finance offering by positioning it at the centre of the merchant's checkout, expanding its capability from point-of-sale lending to supporting all modern payment methods via one unified experience.

Current account vs savings account: how to find the right fit for your finances

When it comes to opening a bank account, you’ll normally be choosing between two options: a current account or a savings account. But what’s the difference? And how do you know what’s the best option for your finances?  

Transferring money from an ISA to a current account

By transferring funds from an Individual Savings Account (ISA) to a current account, you’ll be able to spend the money you’ve set aside. However, that money will no longer benefit from the tax protections that come with an ISA.

What are the advantages of a current account?

A good current account should help you manage your money, grow it, and get more from your day-to-day spending. From debit cards to credit scores, this guide breaks down the key advantages of current accounts, as well as a few things to watch out for.

Does opening a bank account affect your credit score?

We take a look at when opening a bank account does and does not affect your credit score, whether closing an account has any impact on your rating, and the difference between a hard and soft credit check.  

We’re here to help

If you have any questions, our team are on hand to help.

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