Zopa blog

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How does cashback work on a current account?

A cashback account rewards you for payments you make every month. Learn how cashback is calculated, what qualifies, and what to look for in an account.

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Current account vs savings account: how to find the right fit for your finances

When it comes to opening a bank account, you’ll normally be choosing between two options: a current account or a savings account. But what’s the difference? And how do you know what’s the best option for your finances?  

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Zopa launches Investments to help Brits grow their money confidently

Zopa has today entered the Investments market to help the 15 million Brits who hold excess cash grow their money confidently.

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Zopa acquires Rvvup to transform retail finance offering

The acquisition will transform and accelerate Zopa’s retail finance offering by positioning it at the centre of the merchant's checkout, expanding its capability from point-of-sale lending to supporting all modern payment methods via one unified experience.

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Current account vs savings account: how to find the right fit for your finances

When it comes to opening a bank account, you’ll normally be choosing between two options: a current account or a savings account. But what’s the difference? And how do you know what’s the best option for your finances?  

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Transferring money from an ISA to a current account

By transferring funds from an Individual Savings Account (ISA) to a current account, you’ll be able to spend the money you’ve set aside. However, that money will no longer benefit from the tax protections that come with an ISA.

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Does opening a bank account affect your credit score?

We take a look at when opening a bank account does and does not affect your credit score, whether closing an account has any impact on your rating, and the difference between a hard and soft credit check.  

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Do current accounts pay interest? Everything you need to know.

Most standard current accounts pay zero interest. But some – particularly from digital banks and challenger providers – do pay a return on your everyday balance, offering rates between 1-5%.

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The key advantages and benefits of a current account explained

A current account does a lot more than hold your money. This guide covers the real advantages of a current account, the disadvantages to look out for, and how to get more out of yours.

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Zopa Bank expands to Manchester with new regional office

Zopa Bank has announced the opening of a new office in central Manchester. 

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Zopa launches Biscuit — an account built for everyday spending and saving

Today, we are thrilled to launch our new bank account: Biscuit, marking Zopa Bank’s official entry into the UK current account market.  

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If you have any questions, our team are on hand to help.

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