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How does cashback work on a current account?

A cashback account rewards you for payments you make every month. Learn how cashback is calculated, what qualifies, and what to look for in an account.

Emma Mitrain
Personal Finance tips
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Current account vs savings account: how to find the right fit for your finances

When it comes to opening a bank account, you’ll normally be choosing between two options: a current account or a savings account. But what’s the difference? And how do you know what’s the best option for your finances?  

Connor Campbellin
Personal Finance tips
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Transferring money from an ISA to a current account

By transferring funds from an Individual Savings Account (ISA) to a current account, you’ll be able to spend the money you’ve set aside. However, that money will no longer benefit from the tax protections that come with an ISA.

Connor Campbellin
Personal Finance tips
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The key advantages and benefits of a current account explained

A current account does a lot more than hold your money. The right one pays interest on your balance, automates your bills, and turns your phone into a real money-management tool – with cashback and perks on top if you choose wisely. This guide covers the real advantages of a current account, the disadvantages to look out for, and how to get more out of yours.

Connor Campbellin
Personal Finance tips
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Does opening a bank account affect your credit score?

We take a look at when opening a bank account does and does not affect your credit score, whether closing an account has any impact on your rating, and the difference between a hard and soft credit check.  

Connor Campbellin
Personal Finance tips
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Do current accounts pay interest? Everything you need to know.

Most standard current accounts pay zero interest. But some – particularly from digital banks and challenger providers – do pay a return on your everyday balance, offering rates between 2-5%.

Connor Campbellin
Personal Finance tips
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Zopa Bank expands to Manchester with new regional office

Zopa Bank has announced the opening of a new office in central Manchester. 

Iain Kendrickin
Life at Zopa
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Zopa launches Biscuit — an account built for everyday spending and saving

Today, we are thrilled to launch our new bank account: Biscuit, marking Zopa Bank’s official entry into the UK current account market.  

Zopa Bloggerin
Newsroom
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Can you have more than one current account?

Can you have multiple current accounts? Find out how it works, why people do it, and what to consider when managing more than one current account.

Zopa Bloggerin
Personal Finance tips
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What is a current account?

If you’re looking to understand a bit more about what a current account is, this guide walks you through the basics – along with a few things worth knowing about before you choose one.

Connor Campbellin
Personal Finance tips
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Zopa’s 2025 Fintech Pledge achieves 25 million actions goal

Zopa's 2025 Fintech Pledge has now hit 25 million consumer actions, its overall goal and more than DOUBLE the campaign’s original target of 10 million.

Zopa Bloggerin
Newsroom
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