We turn money on its head so it works better for you
"Straight forward application process, very clear and easy to understand, no hidden costs, excellent customer service."
Get Zopa on the go
We’ve built an app to help make managing your money stress-free. Keep on top of your loan or investment, know your credit score, and more.
Check your credit score and how to borrow at your best rate with Borrowing Power.
See your existing Zopa loans and investments instantly, with Touch ID and Face ID
Apply for a Zopa loan in minutes with no fees or paperwork
Speak to helpful humans on live chat
Featured in
The FeelGood Money® company
When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.
We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.
Learn more about us
What our customers think
I've used Zopa 3 times now - fully recommended for their service
Excellent lender
An excellent service from a quality…
Just amazing!!
Based on 15952 reviews
Read more reviews
British Bank Awards
Best Personal Loan Provider
For the fourth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. We were also highly commended in the Best Alternative Finance Product category. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers and their genuine opinions. We’re hugely proud of winning this award again, so thank you to everyone that voted for us!
See our awardsWhat we’ve been up to
Intel, updates, company news and beyond, the Zopa blog has the latest.
How much you’ll spend to start road cycling
Inspired to start cycling by the Tour de France? Mani, founder of the Black Cyclists Network, breaks down what it will cost to…
The cost of being eco: replacing cling film
Lauren Bravo explores the options and the costs for replacing cling film with an environmentally friendly alternative
Teaching children about money – tips from Zopa’s dads
We asked some of Zopa’s dads how they’re teaching their children about money and what they learned about finances from their own…
