Get Zopa on the go

We’ve built an app to help make managing your money stress-free. Keep on top of your loan or investment, know your credit score, and more.

Check your credit score and how to borrow at your best rate with Borrowing Power. Representative 15.4% APR

See your existing Zopa loans and investments instantly, with Touch ID and Face ID

Apply for a Zopa loan in minutes with no fees or paperwork

Speak to helpful humans on live chat

Featured in
  • The Financial Times Logo
  • British Broadcasting Corporation Logo
  • The Times Logo
  • MSE Logo

The FeelGood Money® company

When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.

We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.

Learn more about us
Smiling woman with hands up, wearing an oversized denim shirt

What our customers think

TrustPilot Five star ratingAn illustration of five stars
i have no complaints
mark bowden
TrustPilot Five star ratingAn illustration of five stars
Best competative loans
TrustPilot Five star ratingAn illustration of five stars
Great company very easy to deal with…
Terry Watts
TrustPilot Five star ratingAn illustration of five stars
Chris Roche
TrustPilot LogoAn illustration of the Trust Pilot LogoTrustPilot Five star ratingAn illustration of five stars

Based on 15750 reviews

Read more reviews

British Bank Awards

Best Personal Loan Provider

For the fourth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. We were also highly commended in the Best Alternative Finance Product category. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers and their genuine opinions. We’re hugely proud of winning this award again, so thank you to everyone that voted for us!

See our awards

What we’ve been up to

Intel, updates, company news and beyond, the Zopa blog has the latest.

Zopa’s women in tech: Meet Sheetal Patil, Senior Database Engineer

Meet Sheetal Patil, Zopa’s Senior Database Engineer, to hear about her career, her inspirations and how to get more women in…

How to upgrade your garden for under £500

Four budget-friendly ways to renovate your garden for under £500

Six ways to do up your garden for under £50

Budget-friendly ideas for how to upgrade your garden for under £50 from interior design specialists

Young Girl on a mans shoulders celebrating

"Thanks to its clever use of technology – including an initial 'soft' credit check that does not impact on someone’s credit rating – Zopa is able to offer pre-approval for up to 65 per cent of applicants, in as little as 12 seconds. In a market where lending approval can take days, that’s an important advantage."

The Times Logo