Welcome to FeelGood Money^®

Loans that are simple and stress-freeSee your rates

A credit card built to put you in controlLet's go

Smart Saver for flexible savings potsStart saving

Fixed Term Savings with 1 - 5 year termsSave with Zopa

"Straight forward application process, very clear and easy to understand, no hidden costs, excellent customer service."

Get Zopa on the go

We’ve built an app to help make managing your money stress-free. Keep on top of your loan, credit card or savings, know your credit score and more.

Check your credit score and how to borrow at your best rate with Borrowing Power.

See your Zopa loan, credit card or savings instantly, with Touch ID and Face ID

Apply for a Zopa loan in minutes with no fees or paperwork

Speak to helpful humans on live chat

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The FeelGood Money^® company

When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.

We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.

Learn more about us

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What our customers think

Applied for a loan never thinking I…Applied for a loan never thinking I would get one ..Great service also rate of interest wasn't a lot ...repayed my loan early . Would use again
Maxine Jones2 days ago
Excellent serviceExcellent service. Easy to apply, quick funds transfer, fully digital and easy to pay back in full with no penalties
Mrs Ursula Bantingabout 14 hours ago
Got £4000 over 48 months for £100.51…Got £4000 over 48 months for £100.51 pmonth. Loan ran great with no problems. Just paid it off a few months early with a small reduction.
Johnabout 17 hours ago
Really easy to deal withReally easy to deal with, app is very handy
Brian, Northern Irelandabout 19 hours ago
Speedy response when taking out the…Speedy response when taking out the loan, got approved within a few days. Good communication, good interest rate. Recently repayed my loan early, no early repayment fees… all round positive experince
Aimiabout 19 hours ago
Very good service.Very good service.
Michael Thompsonabout 19 hours ago
Very easy to apply funds in account…Very easy to apply funds in account within minutes after credit check, was able to move payment date with ease on the app absolutely no issues just made last payment on loan
Adelej about 20 hours ago
Thanks for small interest and very easy…Thanks for small interest and very easy to use the app.
Evelyn1 day ago
Excellent business to deal with.Have used Zopa several times. Always very helpful and easy to use. Able to settle loans early with clear communication throughout to point of closure.
Tim Hollands1 day ago
Simple and easy process to get a…Simple and easy process to get a competitive loan .Great communication throughout loan period .
janet carey1 day ago
Good to deal with.Good to deal with.
Jim Easton2 days ago
CustomerThey help me out twice with my plan going forward. 1st occasion decision and transfer within few hours excellent service. 2nd time again quick decision but I had to wait 2 days for the transfer or pay for instant one. Still great. Better than many other loan providers. All great APR rates at time of a request.
L. K.2 days ago
Applied for a loan never thinking I…Applied for a loan never thinking I would get one ..Great service also rate of interest wasn't a lot ...repayed my loan early . Would use again
Maxine Jones2 days ago
Excellent serviceExcellent service. Easy to apply, quick funds transfer, fully digital and easy to pay back in full with no penalties
Mrs Ursula Bantingabout 14 hours ago

Based on 18963 reviews

British Bank Awards

British Bank Awards 2021

For the fifth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. And, for the very first time, we were recognised as Best Credit Card Provider. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers. We’re hugely proud of winning these awards, so thank you to everyone that voted for us!

See our awards