Welcome to FeelGood Money^®

Loans that are simple and stress-freeSee your rates

A credit card built to put you in controlLet's go

Smart Saver for flexible savings potsStart saving

Fixed Term Savings with 1 - 5 year termsSave with Zopa

"Straight forward application process, very clear and easy to understand, no hidden costs, excellent customer service."

Get Zopa on the go

We’ve built an app to help make managing your money stress-free. Keep on top of your loan, credit card or savings, know your credit score and more.

Check your credit score and how to borrow at your best rate with Borrowing Power.

See your Zopa loan, credit card or savings instantly, with Touch ID and Face ID

Apply for a Zopa loan in minutes with no fees or paperwork

Speak to helpful humans on live chat

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The FeelGood Money^® company

When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.

We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.

Learn more about us

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What our customers think

The Zopa team are amazingThe Zopa team are amazing, quick hassle free lending, low rates and the app is so easy to use, will definitely lend from them again and will 100% recommended to friends and family :)
Rhian3 days ago
happy chappieA loan with Zopa was very simple , pretty cheap and easy to live with , will definitely lok to use Zopa again if needs arise
C Gilbertabout 14 hours ago
A very positive experience always…A very positive experience always helpful and available to answer any questions👍
M J Whiteabout 14 hours ago
a fabulous professional servicea fabulous professional service, very quick actions from start to finish. I would definitely use zopa again, such knowleable courteous advisors, thank you
Mrs. ANN DRAIN1 day ago
Very good and quick...a very good…Very good and quick...a very good company to deal with.
brian cooper1 day ago
Quick and easy…Quick and easy to set up on the Zopa App, the ability to pay extra, get redemption figure, pay loan off and look at where you are at any given time. Rates are reasonable. I Would definitely use Zopa again.
Donna Woods2 days ago
Excellent customer service.Excellent customer service.
St.nayhr2 days ago
Really good ratesReally good rates. Excellent service.
Karen Atkinson2 days ago
Zopa was easy to deal with and the…Zopa was easy to deal with and the money was in my account within a few hours
Julie2 days ago
Quick,efficient and understanding.I…Quick,efficient and understanding.I would give them 10 stars.Will use them in future if required
Mr David Bedford3 days ago
Easy to use and an incredibly quick…Easy to use and an incredibly quick response. Had the funds in my account within a couple of hours of agreeing to the loan. A good company to do business with ! Will certainly use again !
MP3 days ago
Zopa offer'sZopa offer a great service.
Pat Meaker3 days ago
The Zopa team are amazingThe Zopa team are amazing, quick hassle free lending, low rates and the app is so easy to use, will definitely lend from them again and will 100% recommended to friends and family :)
Rhian3 days ago
happy chappieA loan with Zopa was very simple , pretty cheap and easy to live with , will definitely lok to use Zopa again if needs arise
C Gilbertabout 14 hours ago

Based on 17770 reviews

British Bank Awards

British Bank Awards 2021

For the fifth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. And, for the very first time, we were recognised as Best Credit Card Provider. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers. We’re hugely proud of winning these awards, so thank you to everyone that voted for us!

See our awards