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Rated excellent based on 18,487 reviews

Smarter saving starts now

Separate your savings into Access anytime and Boosted interest pots so you can reach your goals at rocket-speed.

  • Boost your interest rate to build great habits
  • Split your savings into personalised pots
  • Get started from £1, and save up to £85,000
TrustPilot LogoAn illustration of the Trust Pilot LogoTrustPilot Five star ratingAn illustration of five stars
Rated excellent based on 18,487 reviews

Take your savings to the next level

Boost your way to smarter savings

Watch your savings take off by opening Boosted interest pots. In return for all that extra interest, you just need to give notice within the app before accessing your savings. The longer the notice period, the higher the interest rate.

Save your way with personalised pots

Name your pots for your personal goals, whether you're saving for a new car or that future trip to Mars. They're easy to open and manage within the app.

Get the best of both worlds

While you can take away temptation with Boosted pots - where you need to provide notice before dipping in - Access pots allow you to withdraw any time without penalties or fees.

A pot for every goal

Access pots

AER*

Gross**

Access money

1.85%

1.83%

Anytime

Boosted pots

1.90%

1.88%

7 days' notice

2.05%

2.03%

31 days' notice

2.25%

2.22%

95 days' notice

*AER stands for Annual Equivalent Rate. It shows what the interest rate would be after a full year, including the compound interest you’ll get from paying you interest each month. These rates are variable, which means the rate may change in the future.

**Gross is the rate of interest we apply to your money, before any tax is taken off.

Interest rates may change if we update them whilst you’re browsing.

Your money's secure

Your eligible deposits with Zopa are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please ask for further information or visit www.fscs.org.uk.

Download our app to start saving

If you're ready to start creating pots and boosting your savings, you can download our app and open a Smart Saver right now.

People often ask us

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Looking for a fixed interest rate?

We also offer Fixed Term Savings. Choose to lock your money away for 1 to 5 years and get a fixed interest rate throughout.Learn more