Will we each get our own debit card for a Biscuit joint bank account?

Yes. Each account holder gets their own debit card, with its own card number and PIN. Both cards are linked to the same joint bank account, so you each spend from the shared balance. You'll keep your personal card for your personal Biscuit bank account.

Is my joint card different from my personal card?

Yes. Your joint debit card has a different card number, different details and a different PIN from your personal Biscuit card. Your joint card is linked to your joint bank account, while your personal card is linked to your personal Biscuit bank account. You'll find each card's details in the Zopa app.

Can I manage the other person's card?

No. You can only manage your own card, including activating it, viewing your PIN and freezing it.

If I freeze or report my card as missing, does it affect theirs?

No. Freezing your card, or reporting it lost or stolen, doesn't affect the other person's card. They can carry on spending from the joint account.

Are spending limits per person or for the account?

Card limits apply to each card separately. Account limits are shared between you. See 'What transaction limits apply to my bank account?' for the current limits.

Can I add my Zopa joint debit card to Apple Pay or Google Pay?

Yes, just follow the same steps you'd use for your personal card. See how to add your card to Google Wallet and how to add your card to Apply Pay.