What happens to our Biscuit joint bank account if we disagree or separate?

We can't decide who the money in a Biscuit joint bank account belongs to, and either of you can still use the account. If you disagree or split up, you’ll need to agree together what to do with the money or look at other options below.

Can Zopa help settle a disagreement?

No, we can't take sides or settle a disagreement between account holders. MoneyHelper and Citizens Advice offer free, impartial guidance, and a mediation service can help you reach an agreement together.

Can I freeze a Biscuit joint bank account?

Account holders can’t freeze the joint account. We might freeze the account if we suspect fraudulent activity or if there is a dispute between account holders and you can’t both agree on how the account should be used.

Can the other person take all the money out of the Biscuit joint bank account?

Yes. Either of you can take money out of the account, including all of it.

What should we do with a Biscuit joint bank account if we split up?

• Move your salary and bills to your personal Biscuit bank account.

• Agree how to split what's in the joint account.

• Close the joint account.

See, Can I remove someone from a joint account or take my name off it? for more information.