I'm struggling with my repayments. What should I do?

If you’ve missed a loan repayment or are about to, the best thing you can do is to contact us. There are things we can do to try and get you back on track.

For example, we can chat about setting up a payment plan until you’re in a better place.

It’s always better to take action early – the sooner you speak to us, the sooner we can minimise the impact on your credit file.

Simply click here, fill in your details and one of the team will be in touch.

There are also some organisations that can help you by providing free, impartial, confidential debt advice.

• National Debtline – call 0800 808 4000, Monday to Friday 9am-8pm
• StepChange – call 0800 138 1111, Monday to Friday 8am to 8pm or Saturday 8am to 4pm