Zopa blog

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How does cashback work on a current account?

A cashback account rewards you for payments you make every month. Learn how cashback is calculated, what qualifies, and what to look for in an account.

Current account vs savings account: how to find the right fit for your finances

When it comes to opening a bank account, you’ll normally be choosing between two options: a current account or a savings account. But what’s the difference? And how do you know what’s the best option for your finances?  

Payment arrangements: should you take one and what happens next

Our real money correspondent, Laura Whateley explains what you should consider when taking on or extending a payment arrangement The offer of a holiday from repaying your bills for a few months sounds great, right? Not least at a time when extra cash in the savings pot could help cushion you against a dreaded second.

How we have meaningful real money stories with our customers

At Zopa we use in-depth customer interviews to help us understand how we can really help people with their finances. Millie Findlay, who leads these interviews, explain how she makes people comfortable talking about their real money stories and what she does with them

Real Money: Flexible furlough and your rights

Our personal finances have changed a lot in the last few months so we’ve asked Laura Whateley, our Real Money Correspondent, to help us get to grips with what this really means for our money. Here she explains upcoming changes to furlough and what they mean for your rights.

Latest research: Brits focus on futureproofing their finances

More than a third of Brits plan to lock money away for future lockdowns Research from new bank Zopa reveals nearly one in three Brits (30%) were unprepared for lockdown money-wise A fifth (20%) believe Coronavirus has been a wakeup call for managing their finances with 38% now preparing savings for an emergency in anticipation

Introducing our Real Money Column

Our personal finances have changed a lot in the last few months so we’ve asked Laura Whateley, our Real Money Correspondent, to help us get to grips with what this really means for our money. In her first column, she talks about recessions on how they can change people’s financial lives.

Zopa launches new digital bank, offering consumers a compelling alternative when they need it most

Zopa has been granted a full UK bank licence  New bank will start by offering a fixed term saving account followed by an innovative credit card later in the year  These new products will launch in addition to Zopa’s existing personal loan and auto loan products.

Staying safe online in the time of Coronavirus

Many of us are spending more time online than ever, so here’s five things yo be aware of to make sure you’re staying safe Refunds and Rebates Lots of us are currently re-planning holidays, festivals, theatre trips… in fact pretty much anything we had planned for the remainder of 2020.

Planning your wedding at home: the virtual search

With the usual venue hunting, dress-shopping and cake-tasting off the menu, we asked wedding planner Lauren Goodman of Bluebird Creative for an at-home planning guide to get you started So you’ve done the first four steps and got a clear idea of your budget.

Planning your wedding: building your budget

With the usual venue hunting, dress-shopping and cake-tasting off the menu, we asked wedding planner Lauren Goodman of Bluebird Creative for an at-home wedding planning guide to get you started You’ve just got engaged, but now what?  It’s a big question and often why brides decide to come to me in the first place.

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