What is a Limited Access pot and how does it work?

A Limited Access pot is ideal for savings you don’t need to dip into often. 

You’ll earn a higher rate than our Access pots when you make no more than three withdrawals in 12 months. Make a fourth withdrawal and your rate will drop until your next pot anniversary. You can view the rates currently available on our website or in the Zopa app. 

Each year on your pot anniversary, your rate will reset and you’ll be able to make three more withdrawals within the next 12 months.