How much does it cost to invest with Zopa?

You’ll pay just 0.54% a year. This percentage is applied to your total investment balance and it’s made up of: 

• 0.14% for Invesco – for managing your investment fund 

• 0.40% for Zopa – for providing the investment platform and service 

This works out to around 45p a month on a balance of £1,000 (ignoring returns or withdrawals).  

There’s no Zopa fee (0.40%) for your first 3 months. 

There are no added fees for buying or selling investments.

How fees are taken 

• Invesco’s fee is built into your fund – so you won’t see it as a separate charge. 

• Zopa’s fee is calculated daily and taken from your account once a month by selling a small portion of your investments. You’ll see Zopa’s fee in your transactions.