Can I change my car while the finance is up and running?

Can I change my car?

No, you can’t change your car once you’ve signed your agreement, as the agreement is linked to the specific car you took out the finance for.

Can I part exchange my car?

You certainly can. But it’s important to note that as the finance is registered in your name, you’ll be liable for the finance until it has been settled.

Contact us to request a finance settlement figure – keep in mind that we can only give this figure to the account holder. Make sure that the dealership has the correct bank account details and reference. You can find these details by contacting our customer service team.

Can I sell my car?

You certainly can. Before selling your car privately, your existing finance agreement with us will have to be settled, as Zopa will still own the car until that time.

If you’re part-exchanging the car, the dealer will often pay us directly, but you’ll be liable for the finance until the loan is closed. Please make sure that the dealer has the correct bank details and reference. Feel free to contact us to get these details.

If you’re in financial difficulty and want to sell the car to reduce your debt, please get in touch.