Are Zopa’s investment funds sustainable?

Both the Balanced and Bold funds are designed to invest at least 80% of your money in a way that meets certain environmental, social and governance (ESG) criteria.

This means they aim to:

• Avoid certain industries, such as weapons and tobacco.

• Favour companies with stronger ESG credentials, or those that are improving over time.

Not all investments will perform well across all 3 ESG criteria. For example, the fund might invest in an oil company if it scores highly on social criteria by having a diverse leadership team and giving back to the local community. 

If you’d like to dig deeper, you can find more detail about the sustainability of your investments in the ‘Manage’ section of your investment dashboard in the Zopa app.