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The FeelGood Money® company

Making money fairer, simpler and easier for everyone.

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Loans

Personal loans from £1,000 to £25,000.See your rates

Investments & ISAs

Invest in personal loans with peer-to-peer lending.Invest with Zopa

Get Zopa on the go

We’ve built an app to help make managing your money stress-free. Keep on top of your loan or investment, know your credit score, and more.

Check your credit score and how to borrow at your best rate with Borrowing Power representative 17% APR

See your existing Zopa loans and investments instantly, with Touch ID and Face ID

Apply for a Zopa loan in minutes with no fees or paperwork

Speak to helpful humans on live chat

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The FeelGood Money® company

When we started in 2005 our ambition was to create better solutions for everybody’s money needs. Since then we’ve helped hundreds of thousands of customers take the stress out of money by building our business on honesty, transparency and trust.

We give our customers a fair deal as standard and our products are built so that we win when you win. Managing your money is no sweat. With handy tools to get stuff done and helpful people always at the end of a phone. We listen to what you want and change with your needs.

Learn more about us
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What our customers think

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This was my third loan with Zopa
Estelle Crossland
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Excellent ..have had 2 loans from zopa
Customer Caroline
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No complaints
Mike
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Great deal!
Miss Sally Roberts
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Based on 14306 reviews

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British Bank Awards Winner

Best Personal Loan Provider

For the fourth year in a row, Zopa has been named the British Bank Awards’ Best Personal Loan Provider. We were also highly commended in the Best Alternative Finance Product category. Organised by the Smart Money People, the awards are voted for and decided by the people that matter most, our customers and their genuine opinions. We’re hugely proud of winning this award again, so thank you to everyone that voted for us!

See our awards

From our blog

Planning your home improvement part 3: 10 ways to trim your budget

You’ve done your home improvement budget but the books aren’t balancing. Here’s 10 ways to save some money

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Planning your home improvement part 2: budgets and schedules

How to build your home improvement budget like a pro – part 2 of our planning guide from blogger Kimberly…

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Planning your home improvement part 1: pinning down what you want

Find out how to plan your home improvement like a pro in the first of our 3-part guide, from award-winning…

Read article
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"Thanks to its clever use of technology – including an initial 'soft' credit check that does not impact on someone’s credit rating – Zopa is able to offer pre-approval for up to 65 per cent of applicants, in as little as 12 seconds. In a market where lending approval can take days, that’s an important advantage."

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