Thanks for considering a Zopa credit card.

As a responsible lender, we take several things into account to help us decide if we can offer you a credit card. Here are the main criteria.

You'll need to…

• tell us who you are
• be over 18 years old
• be a UK resident with at least 1 year of address history
• have an income of at least £10,000 per year (before tax)
• have a credit history that we can see, and a good track record of repaying debt, e.g. utility bills, credit cards
• have two active lines of credit, such as a phone contract and an overdraft on a current account registered to the UK address you live at

Check if you’re eligible for a Zopa credit card.