Who can get a Zopa credit card?
Updated a week ago
Thanks for considering a Zopa credit card.
As a responsible lender, we take several things into account to help us decide if we can offer you a credit card. Here are the main criteria.
You'll need to…
- tell us who you are
- be over 18 years old
- be a UK resident with at least 1 year of address history
- have an income of at least £10,000 per year (before tax)
- have a credit history that we can see, and a good track record of repaying debt, e.g. utility bills, credit cards
- have two active lines of credit, such as a phone contract and an overdraft on a current account registered to the UK address you live at
You can click here to find out if you’re eligible for a Zopa credit card.
Was this helpful?