Who can get a Zopa credit card?

Updated 2 weeks ago

Thanks for considering a Zopa credit card.

As a responsible lender, we take several things into account to help us decide if we can offer you a credit card. Here are the main criteria.

You'll need to…

  • tell us who you are
  • be over 18 years old
  • be a UK resident with at least 1 year of address history
  • have an income of at least £10,000 per year (before tax)
  • have a credit history that we can see, and a good track record of repaying debt, e.g. utility bills, credit cards
  • have two active lines of credit, such as a phone contract and an overdraft on a current account registered to the UK address you live at

You can click here to find out if you’re eligible for a Zopa credit card.

Was this helpful?

Need to get in touch?

Our team of helpful humans are on hand.

Contact us